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Find Umbrella Insurance Agents Near You in Pontiac, MI
Compare umbrella insurance agents in Pontiac. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Pontiac, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 9 umbrella insurance agents in Pontiac, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sam Cannonier - State Farm Insurance Agent
67 W Huron St, Pontiac, MI 48342
(248) 857-5800
samcannonier.com
Premier Insurance Agency
695 Baldwin Ave, Pontiac, MI 48340
(248) 977-4631
premierinsuranceagency.com
Eugene Hawkins III - State Farm Insurance Agent
577 Walton Blvd., Pontiac, MI 48340
(248) 377-1776
eugenehawkins.com
L.A. Insurance
1614 Perry St, Pontiac, MI 48340
(248) 340-0555
lainsurance.com
L.A. Insurance
687 University Dr, Pontiac, MI 48342
(248) 334-8500
lainsurance.com
L A Insurance
386 W Huron St, Pontiac, MI 48341
(248) 745-5800
lainsurance.com
Low Cost Insurance Advisory
189-161 N Saginaw St, Pontiac, MI 48342
(947) 257-5067
Insurance Store Agency LLC
784 Cesar E Chavez Ave, Pontiac, MI 48340
(248) 451-1100
Huntington Insurance
1821 Perry St, Pontiac, MI 48340
(800) 480-2265
huntington.com
Umbrella insurance agents in Pontiac Michigan help you add an extra layer of liability protection beyond your standard auto and homeowners policies. Michigan law requires minimum auto liability limits of 25000 dollars per person and 50000 dollars per accident for bodily injury, but an umbrella policy can provide additional coverage. A local agent can review your assets and recommend a policy that fits your needs.
What Does a Umbrella Insurance Agent in Pontiac Cost?
The cost of an umbrella insurance policy in Michigan typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits cost more, often 75 to 150 dollars per additional million. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent do in Pontiac Michigan?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing home and auto limits. They assess your risk exposure and find a policy from a carrier licensed in Michigan. The agent also explains how the policy interacts with your primary insurance.
Do I need umbrella insurance if I have a high net worth in Pontiac?
If you have significant assets or future earnings to protect, umbrella insurance is a common choice. Michigan courts can award large judgments in liability cases. An agent can help you determine the right coverage amount based on your financial situation.
How much umbrella coverage can I buy from a Pontiac agent?
Most Michigan agents offer umbrella policies starting at 1 million dollars in coverage. Higher limits of 2 million, 5 million, or more are available depending on the carrier. Your agent will help you select a limit that matches your asset level and risk tolerance.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.