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Find Umbrella Insurance Agents Near You in Oxford, MI
Compare umbrella insurance agents in Oxford. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Oxford, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 umbrella insurance agents in Oxford, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Community Insurance Center
932 S Lapeer Rd, Oxford, MI 48371
(248) 628-2505
communityinsurancecenter.com
Curtis Insurance Agency-America One
25 N Washington St, Oxford, MI 48371
(248) 628-3604
curtisinsuranceagency.com
An umbrella insurance agent in Oxford, Michigan helps you secure additional liability coverage that goes beyond the limits of your auto and homeowners policies. Michigan law requires no-fault auto insurance with specific minimums, and an umbrella policy can provide an extra layer of protection for lawsuits or claims. Local agents understand the unique risks for Oxford residents, including lakefront properties and recreational vehicles common in northern Oakland County.
What Does a Umbrella Insurance Agent in Oxford Cost?
The cost of an umbrella insurance policy in Michigan typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, cost more but still offer affordable protection relative to the coverage amount. Your premium depends on factors like the number of vehicles, homes, and drivers in your household. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance policy cover in Michigan?
An umbrella policy provides extra liability coverage above your auto and home insurance limits. In Michigan, it can help cover legal defense costs and settlements for incidents like car accidents or dog bites. It does not cover your own property or injuries.
How much umbrella coverage do I need in Oxford Michigan?
Most agents recommend at least 1 million dollars in umbrella coverage. The amount you need depends on your assets, income, and risk factors such as a swimming pool or teenage drivers. Your agent can help calculate the right limit for your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.