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Looking for a umbrella insurance agent in Oak Park? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Oak Park, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 6 umbrella insurance agents in Oak Park, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
L.A. Insurance
13381 W 10 Mile Rd, Oak Park, MI 48237
(248) 967-1800
lainsurance.com
AAA Insurance - Ferguson Insurance Agency
13691 W Eleven Mile Rd Ste 200, Oak Park, MI 48237
(248) 565-3371
locator.acg.aaa.com
United Insurance Agency of MI
25900 Greenfield Rd #246, Oak Park, MI 48237
(248) 982-4848
michiganinsuranceagencies.com
Insurance Giant
24681 Coolidge Hwy, Oak Park, MI 48237
(248) 677-0303
insurancegiant.org
Premier Insurance
12708 W Nine Mile Rd, Oak Park, MI 48237
(248) 395-3800
premierinsuranceagency.com
Farmers Insurance
23110 Coolidge Hwy, Oak Park, MI 48237
(248) 545-4373
farmers.com
An umbrella insurance agent in Oak Park Michigan can help you secure additional liability coverage beyond your home and auto policies. Michigan law requires no-fault auto insurance with specific minimum limits, and an umbrella policy adds a layer of protection for major claims or lawsuits. Local agents understand the unique risks for Oak Park residents, including property liability and auto accident exposure.
What Does a Umbrella Insurance Agent in Oak Park Cost?
The cost of an umbrella insurance policy in Michigan typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million, can cost between 300 and 600 dollars annually. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Oak Park do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. They assess your assets and risk profile to recommend appropriate coverage amounts. In Michigan, umbrella policies often require underlying auto and home insurance with certain minimum limits.
How much umbrella coverage do I need in Michigan?
Most Michigan umbrella policies start at 1 million dollars in coverage. The amount you need depends on your assets, income, and potential liability risks. An agent can help you calculate a suitable limit based on your net worth and future earnings.
Do Michigan umbrella policies cover uninsured or underinsured motorist claims?
Some Michigan umbrella policies include uninsured and underinsured motorist coverage, but it is not automatic. You must ask your agent to add this endorsement. Michigan law allows umbrella policies to extend UM/UIM coverage, but the primary auto policy must also carry it.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.