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Find Umbrella Insurance Agents Near You in Hamtramck, MI
Directory of umbrella insurance agents in Hamtramck, Michigan. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Hamtramck, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 6 umbrella insurance agents in Hamtramck, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
L.A. Insurance
9005 Joseph Campau Ave, Hamtramck, MI 48212
(313) 338-3229
lainsurance.com
EZ Insurance Agency LLC
10200 Conant C, Hamtramck, MI 48212
(248) 922-8727
Residential & Commercial LLC
3004 Caniff Ave, Hamtramck, MI 48212
(248) 965-9009
Huntington Insurance
9301 Joseph Campau Ave, Hamtramck, MI 48212
(313) 310-3932
huntington.com
global green insurance agency
11831 Conant, Hamtramck, MI 48212
(313) 826-1444
ggiausa.com
Complete Care Insurance Agency
11521 Joseph Campau Ave, Hamtramck, MI 48212
(313) 716-6332
An umbrella insurance agent in Hamtramck Michigan can help you add an extra layer of liability protection beyond your standard auto or homeowners policy. Michigan law requires minimum auto liability limits of 25000 per person and 50000 per accident for bodily injury, but an umbrella policy can extend that coverage to 1 million or more. Hamtramck residents with rental properties or high net worth often use umbrella policies to safeguard savings and future income.
What Does a Umbrella Insurance Agent in Hamtramck Cost?
Typical umbrella insurance costs in Michigan range from 150 to 300 per year for 1 million in coverage, though rates vary based on your risk profile and the number of properties you own. Factors like driving record, home value, and number of rental units can increase the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Hamtramck do?
An umbrella insurance agent reviews your current auto and home policies to identify gaps in liability coverage. They then help you purchase a separate umbrella policy that provides extra limits for claims like bodily injury or property damage. The agent also explains how Michigan no-fault laws interact with umbrella coverage.
Do I need umbrella insurance if I have a standard Michigan auto policy?
A standard Michigan auto policy covers up to 25000 per person for bodily injury liability. If you are sued for more than that amount, your personal assets could be at risk. An umbrella policy adds 1 million or more in coverage, which is especially useful if you own a home in Hamtramck or have significant savings.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.