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Compare Umbrella Insurance Agents in Grosse Pointe Woods, MI
Looking for a umbrella insurance agent in Grosse Pointe Woods? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Grosse Pointe Woods, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 umbrella insurance agents in Grosse Pointe Woods, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Midwest Underwriters Insurance
19640 Harper Ave, Grosse Pointe Woods, MI 48236
(313) 884-8600
midwestunderwriters.com
Lenahan Insurance
20535 Mack Ave, Grosse Pointe Woods, MI 48236
(313) 886-4720
An umbrella insurance agent in Grosse Pointe Woods, Michigan helps you secure extra liability coverage that goes beyond your standard auto and homeowners policies. Michigan law requires no-fault auto insurance with specific minimum limits, but an umbrella policy can protect your assets from large claims or lawsuits. Local agents understand the unique risks for homeowners near Lake St. Clair and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Grosse Pointe Woods Cost?
In Michigan, umbrella insurance premiums generally range from 150 to 400 dollars annually for 1 million dollars of liability coverage. Higher limits, such as 2 million or 5 million dollars, may cost proportionally more. Factors like your credit score, claims history, and number of properties can affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Grosse Pointe Woods do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your existing auto, home, or boat insurance. They assess your assets and risk exposure to recommend appropriate coverage limits.
Do I need umbrella insurance in Michigan?
Michigan does not require umbrella insurance by law, but it is recommended if you have significant assets, a swimming pool, or a high risk of liability claims. Umbrella policies start at 1 million dollars and can protect you from lawsuits that exceed your primary insurance limits.
How much does umbrella insurance cost in Michigan?
In Michigan, umbrella insurance typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Costs vary based on your risk factors, such as driving record, property value, and number of vehicles.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.