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Compare Umbrella Insurance Agents in Dearborn Heights, MI

Directory of umbrella insurance agents in Dearborn Heights, Michigan. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Dearborn Heights, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 9 umbrella insurance agents in Dearborn Heights, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Insurance - Ahmad Nassar Agency
26429 Ford Rd, Dearborn Heights, MI 48127
(313) 777-1818 locator.acg.aaa.com
Brightway Insurance, The Nahid Hammad Agency
24626 Ford Rd, Dearborn Heights, MI 48127
(313) 752-2000 brightwaynahidhammad.com
L.A. Insurance
4629 S Telegraph Rd, Dearborn Heights, MI 48125
(313) 436-5110 lainsurance.com
Get Life Insurance
6802 Mayburn St, Dearborn Heights, MI 48127
(313) 561-2486 get-life-insurance.com
AAA Insurance - Wahab & Associates
8240 N Telegraph Rd, Dearborn Heights, MI 48127
(313) 278-1200 locator.acg.aaa.com
ARZ INSURANCE AGENCY-AMAL ATTAL
24500 Ford Rd # 5, Dearborn Heights, MI 48127
(313) 283-2863 arzinsuranceagency.squarespace.com
Toler-Stemen Insurance Agency
23550 Ford Rd, Dearborn Heights, MI 48127
(313) 278-1949 locator.meemic.com
Goosehead Insurance - Hassan Amen
24614 Ford Rd, Dearborn Heights, MI 48127
(313) 635-4699 goosehead.com
Farmers Insurance - Irfan Haddad
24350 W Warren St, Dearborn Heights, MI 48127
(313) 359-6666 agents.farmers.com

An umbrella insurance agent in Dearborn Heights, Michigan can help you secure extra liability coverage beyond your standard auto or homeowners policy. Michigan law requires minimum liability limits for auto insurance, but an umbrella policy provides additional protection for assets. Local agents understand the specific risks and coverage needs for residents of Wayne County.

What Does a Umbrella Insurance Agent in Dearborn Heights Cost?

In Michigan, umbrella insurance policies generally cost between 150 and 400 dollars annually for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars per year. Your actual premium depends on your underlying insurance limits, claims history, and the number of properties or vehicles you own. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent do in Dearborn Heights?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. They assess your assets and risk exposure to recommend appropriate coverage amounts. The agent can also explain how Michigan law affects your liability exposure.
How much umbrella coverage do I need in Michigan?
Most agents suggest coverage of one million to five million dollars depending on your net worth and assets. Michigan has no specific minimum for umbrella policies, but your underlying auto and home insurance must meet the insurer requirements. An agent can help calculate the right amount for your situation.