Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 umbrella insurance agents in Chesterfield, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AMR Insurance Group - Terri Pouttu Licensed Independent Health Insurance Agent
32787 Redbud Pkwy, Chesterfield, MI 48047
(586) 522-0355
amrinsurancegroup.com
Aitken & Ormond Insurance & Risk Management
33970 23 Mile Rd, Chesterfield, MI 48047
(586) 949-5570
aitken-ormond.com
Lottie M Schmidt & Thompson
48955 Jefferson Ave, Chesterfield, MI 48047
(586) 949-9393
lottieschmidtthompson.com
What Does a Umbrella Insurance Agent in Chesterfield Cost?
The cost of an umbrella insurance policy in Michigan typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Factors that affect your premium include the number of vehicles, homes, and drivers in your household, as well as your claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Chesterfield do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that extends coverage above your existing home and auto insurance. They explain how umbrella insurance works with Michigan no-fault laws and help you choose appropriate coverage limits.
Do I need umbrella insurance if I have a high net worth in Michigan?
Yes, if your assets exceed the liability limits on your home and auto policies, an umbrella policy can protect them from lawsuits. Michigan courts can award large judgments in personal injury cases, making extra coverage important for homeowners with significant savings or property.