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Find Umbrella Insurance Agents Near You in Brighton, MI

Looking for a umbrella insurance agent in Brighton? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Brighton, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 umbrella insurance agents in Brighton, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Williamson Insurance Agency
5088 Old US 23 Suite B, Brighton, MI 48114
(810) 772-0211 williamsonia.com
Brighton Insurance and Financial Services
4750 S Old US Hwy 23, Brighton, MI 48114
(810) 229-1820 brightoninsurance.com

Umbrella insurance provides extra liability coverage above your auto or homeowners policy limits. In Brighton Michigan this coverage can help protect your savings and future earnings from large lawsuits. Michigan law requires no-fault auto insurance but an umbrella policy adds a layer of protection for claims that exceed your primary policy limits.

What Does a Umbrella Insurance Agent in Brighton Cost?

In Michigan umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million may cost 300 to 700 dollars annually. Costs vary based on your home auto and personal risk profile. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Brighton do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your existing coverage. They explain how Michigan no-fault laws interact with umbrella policies and guide you on appropriate coverage limits.
How much umbrella insurance do I need in Michigan?
Typical umbrella policies start at 1 million dollars in coverage. Many Michigan residents choose 1 to 5 million depending on their assets and risk factors. An agent can help you calculate the right amount based on your home value savings and potential lawsuit exposure.
Can I get umbrella insurance in Brighton if I have a rental property?
Yes you can. If you own rental property in Brighton or elsewhere in Michigan an umbrella policy can cover liability claims from tenants or visitors. Your agent will need details about each property to ensure proper coverage.