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Compare Umbrella Insurance Agents in Bingham Farms, MI

Directory of umbrella insurance agents in Bingham Farms, Michigan. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Bingham Farms, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 umbrella insurance agents in Bingham Farms, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aware Insurance Group, Inc.
30600 Telegraph Rd Ste 2230, Bingham Farms, MI 48025
(248) 606-8338 awareinsgroup.com
Gravity Insurance Group
30200 Telegraph Rd Ste 105, Bingham Farms, MI 48025
(586) 719-1155

An umbrella insurance agent in Bingham Farms Michigan helps you secure additional liability coverage that goes beyond the limits of your auto and homeowners policies. This type of policy is especially important in Michigan because state law requires no-fault auto insurance with minimum limits that may not cover a serious accident. An agent can explain how umbrella coverage works with Michigan's unique insurance regulations.

What Does a Umbrella Insurance Agent in Bingham Farms Cost?

The cost of an umbrella insurance policy in Michigan typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits cost more, with 2 million dollars often costing 200 to 500 dollars annually. Your actual premium depends on your driving record, home value, and number of properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Bingham Farms do?
An umbrella insurance agent helps you purchase a personal liability policy that provides extra coverage above your existing auto and home insurance. In Michigan, this is crucial because the state's no-fault system has specific minimum coverage amounts that can leave you exposed to large claims.
How much umbrella coverage do I need in Michigan?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and risk. Michigan courts can award large judgments in liability cases, so higher limits like 2 or 5 million dollars may be wise for high net worth individuals.