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Find Umbrella Insurance Agents Near You in Winthrop, MA
Compare umbrella insurance agents in Winthrop. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Winthrop, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 umbrella insurance agents in Winthrop, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John M. Biggio Ins Agency
399 Winthrop St, Winthrop, MA 02152
(617) 846-8600
biggioinsurance.com
Winthrop Insurance Inc.
4 Putnam St, Winthrop, MA 02152
(339) 204-6737
Robert M DeGregorio Insurance
34 Woodside Ave, Winthrop, MA 02152
(617) 846-3313
rmdins.com
OneFuture Insurance MA
15-21 Pauline St, Winthrop, MA 02152
(617) 433-9205
Gagin Insurance Agency
2 Somerset Ave, Winthrop, MA 02152
(617) 846-0091
Welsh & Parker Insurance Agency
57 Putnam St, Winthrop, MA 02152
(617) 846-0731
baldwinweb.com
Boyd Insurance Agency
207 Hagman Rd, Winthrop, MA 02152
(617) 846-9728
Meridian Insurance Agency, LLC
207 Hagman Rd, Winthrop, MA 02152
(617) 567-5710
Terry Vazquez Public Insurance
49 Adams St, Winthrop, MA 02152
(617) 846-6309
Umbrella insurance agents in Winthrop Massachusetts help residents secure additional liability coverage that goes beyond the limits of home and auto policies. Massachusetts requires drivers to carry at least 20,000 dollars per person and 40,000 dollars per accident in bodily injury liability, but an umbrella policy can provide one million dollars or more in extra protection. This extra layer is especially valuable for Winthrop homeowners and boat owners near the coast.
What Does a Umbrella Insurance Agent in Winthrop Cost?
The cost of an umbrella insurance policy in Massachusetts typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits may cost 300 to 600 dollars annually. Factors that affect the premium include the number of vehicles, driving record, and property value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Winthrop do?
An umbrella insurance agent in Winthrop helps you purchase a personal umbrella liability policy. This policy provides extra coverage after your underlying home and auto insurance limits are exhausted. The agent can explain how the policy interacts with Massachusetts minimum coverage requirements.
Who needs umbrella insurance in Massachusetts?
Anyone with significant assets or future income to protect should consider umbrella insurance. This includes homeowners in Winthrop, boat owners, and individuals with rental properties. Massachusetts law does not require umbrella insurance, but it can protect against large lawsuit judgments.
How much umbrella coverage should I get in Winthrop?
Most agents recommend at least one million dollars in umbrella coverage. Higher limits of two million or five million dollars are available for those with substantial assets. The right amount depends on your net worth, risk factors, and the value of your property.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.