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Find Umbrella Insurance Agents in Swampscott, MA

Looking for a umbrella insurance agent in Swampscott? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Swampscott, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 umbrella insurance agents in Swampscott, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Peter Beatrice Insurance
260 Humphrey St, Swampscott, MA 01907
(781) 595-1200 beatriceinsurance.com
North Insurance LLC
156 Humphrey St, Swampscott, MA 01907
(413) 853-0112
Cassidy Associates Insurance
234 Humphrey St, Swampscott, MA 01907
(781) 598-4300 cassidyins.com
Mind Insurance Company
328 Essex St, Swampscott, MA 01907
(781) 654-8186
Andrew Nazzaro Home Insurance Agent
29 Bristol Ave, Swampscott, MA 01907
(617) 593-0802 thehomeinsuranceagent.com

An umbrella insurance agent in Swampscott Massachusetts helps you secure additional liability protection beyond standard home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/5, but an umbrella policy can provide $1 million or more in extra coverage. Local agents understand the specific risks for North Shore homeowners and drivers.

What Does a Umbrella Insurance Agent in Swampscott Cost?

Typical annual costs for a $1 million umbrella policy in Massachusetts range from $150 to $400 depending on your risk profile and underlying insurance carriers. A $2 million policy may cost $250 to $600 per year. Costs vary based on factors like number of vehicles, property value, and claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Swpps do?
An umbrella insurance agent in Swampscott helps you evaluate your personal liability risks and find a policy that covers claims exceeding your underlying home or auto insurance limits. They work with multiple carriers to compare options for Massachusetts residents.
Do I need umbrella insurance in Massachusetts?
Massachusetts has high medical costs and a litigious environment, making umbrella insurance valuable for anyone with significant assets or future income. It also covers legal defense costs for claims like libel or slander that standard policies exclude.
How much umbrella coverage should I get in Swampscott?
Most agents recommend at least $1 million in umbrella coverage for Massachusetts homeowners with a home valued over $500,000. Higher limits may be appropriate for those with rental properties, boats, or high net worth.