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Compare Umbrella Insurance Agents in Sturbridge, MA
Browse umbrella insurance agents serving Sturbridge, Massachusetts. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Sturbridge, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 umbrella insurance agents in Sturbridge, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dennis A. McCurdy Insurance Agency, Inc
212 Main St, Sturbridge, MA 01566
(508) 347-9343
mccurdyinsurance.com
Hometown Insurance Center
590 Main St, Sturbridge, MA 01518
(508) 347-9394
htownins.com
McGrath Insurance Agency
198 Charlton Rd, Sturbridge, MA 01566
(508) 347-6850
mcgrathinsurance.com
Starkweather & Shepley Insurance Brokerage Inc.
198 Charlton Rd, Sturbridge, MA 01566
(508) 347-2616
starshep.com
Eastern Insurance Group LLC
54 Main St, Sturbridge, MA 01566
(508) 347-1234
easterninsurance.com
An umbrella insurance agent in Sturbridge Massachusetts helps you secure excess liability coverage that goes beyond your auto and homeowners policies. Massachusetts law requires minimum auto liability limits of 20/40/15 but an umbrella policy can provide an additional layer of protection. Local agents can tailor coverage to your assets and risk profile.
What Does a Umbrella Insurance Agent in Sturbridge Cost?
Umbrella insurance costs in Massachusetts typically range from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your underlying policies, claims history, and risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Sturbridge do?
An umbrella insurance agent in Sturbridge helps you purchase a personal liability umbrella policy that covers claims exceeding your underlying insurance limits. They assess your assets and recommend appropriate coverage levels. This type of policy is especially useful for homeowners with pools or those who host frequent gatherings.
How much liability coverage do I need in Massachusetts?
Massachusetts law does not require umbrella insurance but many agents recommend at least 1 million dollars in umbrella coverage. Typical underlying limits include 250,000 per person for bodily injury and 300,000 for property damage. Your agent can help you decide based on your net worth and potential risks.
Can I get an umbrella policy if I have a poor driving record in Massachusetts?
Yes but your premium may be higher. Massachusetts insurers consider your driving history when pricing umbrella policies. An agent can shop multiple carriers to find coverage that fits your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.