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Compare Umbrella Insurance Agents in Southbridge, MA
Browse umbrella insurance agents serving Southbridge, Massachusetts. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Southbridge, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 umbrella insurance agents in Southbridge, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
O'Connor & Company/Burnham and Nale Insurance Agency
176 Main St Suite 340, Southbridge, MA 01550
(508) 765-0651
oconnorinsurance24-7.com
O'Connor & CO / Desrosier Insurance
176 Main St, Southbridge, MA 01550
(508) 764-4321
oconnorinsurance24-7.com
Umbrella insurance agents in Southbridge Massachusetts help you secure extra liability coverage that goes beyond your auto and homeowners policies. This type of insurance is important for residents who own property or have significant assets. Massachusetts law requires minimum auto liability limits but does not require umbrella insurance, though it can provide critical protection against large claims or lawsuits.
What Does a Umbrella Insurance Agent in Southbridge Cost?
The cost of umbrella insurance in Massachusetts typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Costs increase with higher coverage limits and vary based on your personal risk factors such as driving record, number of properties, and pets. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Southbridge do?
An umbrella insurance agent in Southbridge helps you purchase a personal umbrella policy that provides additional liability coverage above your existing auto and home insurance limits. The agent evaluates your risk profile and recommends a coverage amount that fits your needs.
How much umbrella insurance do I need in Massachusetts?
Most umbrella policies in Massachusetts start at 1 million dollars in coverage. Your agent will help you decide the right amount based on your assets, income, and potential liability risks. Higher net worth individuals often choose 2 to 5 million dollars in coverage.
Is umbrella insurance required by law in Massachusetts?
No, umbrella insurance is not required by Massachusetts law. However, it is strongly recommended for anyone with significant assets or high liability risk. Massachusetts minimum auto liability limits are 20000 per person and 40000 per accident, which may not cover a serious accident.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.