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Umbrella Insurance Agents in Somerset, MA

Directory of umbrella insurance agents in Somerset, Massachusetts. Verify credentials with the state department of insurance before hiring.

8 agents listed
Updated May 2026
Somerset, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 umbrella insurance agents in Somerset, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Somerset
869 Grand Army of the Republic Hwy, Somerset, MA 02725
(508) 672-2600 branches.northeast.aaa.com
Scott Five Insurance Agency L.L.C.
923 Brayton Point Rd, Somerset, MA 02725
(508) 689-4070 scottfiveinsurance.com
Stafford & Co Insurance - Somerset
1158 County St, Somerset, MA 02726
(508) 675-7404 stafford-insurance.com
Gadbois Insurance
40 Shawomet Ave, Somerset, MA 02726
(508) 678-8180 gadboisinsurance.com
BayCoast Insurance
921 Grand Army of the Republic Hwy, Somerset, MA 02725
(508) 678-3100 baycoastinsurance.com
Matthews Insurance
4071 County St, Somerset, MA 02726
(508) 673-2250 matthewsinsagency.com
Medicare Made Easy
1616 Grand Army of the Republic Hwy, Somerset, MA 02726
(774) 268-3763 medicaremadeeasyma.com
Patenaude Insurance
Somerset Plaza, Route 6, Somerset, MA 02725
(508) 678-3100

Umbrella insurance agents in Somerset Massachusetts help residents secure extra liability coverage that kicks in after standard auto or homeowners policies are exhausted. Massachusetts law requires minimum auto liability limits of 20/40/5 but an umbrella policy can provide an additional 1 million to 5 million in protection. Local agents understand the specific risks for Somerset homeowners near the coast and can tailor coverage to your needs.

What Does a Umbrella Insurance Agent in Somerset Cost?

The cost of an umbrella insurance policy in Massachusetts typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits of 2 million to 5 million may cost between 300 and 800 dollars annually. Actual premiums depend on your risk factors such as driving record, property value, and number of vehicles. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Somerset do?
An umbrella insurance agent in Somerset helps you purchase a personal liability umbrella policy that provides extra coverage above your existing auto and home insurance. The agent reviews your current policies and recommends a coverage amount that fits your assets and risk profile.
Who needs umbrella insurance in Massachusetts?
Anyone with significant assets or future earnings potential should consider umbrella insurance. Massachusetts residents with a swimming pool, a dog, a boat, or who host frequent guests face higher liability risks and often benefit from this extra layer of protection.