Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 umbrella insurance agents in Oxford, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Smith Brothers Insurance
300 Main St, Oxford, MA 01540
(508) 987-0333
smithbrothersusa.com
Coonan Insurance Agency
267 Main St, Oxford, MA 01540
(508) 987-7122
coonaninsurance.com
Erickson Insurance & Financial Services
25 Sutton Ave #8, Oxford, MA 01540
(508) 499-2570
What Does a Umbrella Insurance Agent in Oxford Cost?
The cost of an umbrella insurance policy in Massachusetts generally ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your premium depends on factors such as your credit score, driving record, and the number of properties insured. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Oxford do?
An umbrella insurance agent helps you assess your liability risks and find a policy that covers claims above your primary insurance limits. They review your assets and lifestyle to recommend an appropriate coverage amount. The agent then shops among carriers to get you a policy that fits your needs.
How much umbrella coverage do I need in Massachusetts?
Most agents recommend at least 1 million dollars in umbrella coverage. Your specific needs depend on your assets, income, and risk factors like owning a pool or having a teenage driver. A local Oxford agent can help you calculate the right amount based on your situation.