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Find Umbrella Insurance Agents Near You in Lynnfield, MA
Looking for a umbrella insurance agent in Lynnfield? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Lynnfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 umbrella insurance agents in Lynnfield, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Soderberg Ins. Services
200 Broadway Suite 201, Lynnfield, MA 01940
(781) 593-9393
soderbergins.com
Johnson & Rohan Insurance
50 Salem St, Lynnfield, MA 01940
(781) 224-0909
johnsonandrohan.com
DiVirgilio Insurance Agency & On-Time Payroll
932 Lynnfield St, Lynnfield, MA 01940
(781) 592-5220
divirgilioinsurance.com
Success Insurance Inc
550 Summer St # 1, Lynnfield, MA 01940
(781) 819-3692
Mutual Insurance MA
28 Heritage Ln, Lynnfield, MA 01940
(339) 210-5868
Sylvia F. Costa Insurance
462 Broadway, Lynnfield, MA 01940
(339) 440-4669
Senior Insurance Lynnfield
40 Salem St bldg 1, Lynnfield, MA 01940
(339) 219-1236
Philbin Insurance Group
220 Broadway STE 304, Lynnfield, MA 01940
(781) 596-0033
philbininsurancegroup.com
Pantano Insurance
220 Broadway STE 202, Lynnfield, MA 01940
(781) 581-3100
Umbrella insurance agents in Lynnfield help residents secure additional liability coverage beyond standard home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/5, which may not be enough for serious accidents. An umbrella policy can provide an extra layer of protection for your assets.
What Does a Umbrella Insurance Agent in Lynnfield Cost?
Umbrella insurance costs in Massachusetts typically range from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your risk factors, number of properties, and driving record. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is umbrella insurance and why do I need it in Lynnfield?
Umbrella insurance provides extra liability coverage after your auto or home policy limits are used up. In Massachusetts, where winter weather and tourist traffic increase accident risks, an umbrella policy can protect your savings and future income.
How much umbrella coverage should I get in Massachusetts?
Most agents recommend at least 1 million dollars in umbrella coverage. Higher limits of 2 to 5 million dollars are common for homeowners with significant assets or rental properties. Your agent can help you choose the right amount based on your net worth.
Do I need umbrella insurance if I have a rental property in Lynnfield?
Yes, landlords in Massachusetts face high liability risks from tenant injuries or property damage. Umbrella insurance can cover legal costs and judgments beyond your rental property policy limits. It is a common requirement for landlords with multiple properties.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.