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Compare Umbrella Insurance Agents in Longmeadow, MA
Compare umbrella insurance agents in Longmeadow. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Longmeadow, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 5 umbrella insurance agents in Longmeadow, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
MountainOne Insurance
473 Longmeadow St, Longmeadow, MA 01106
(413) 442-9241
mountainone.com
Sumner Toner Insurance Inc
813 Williams St, Longmeadow, MA 01106
(413) 567-6161
sumnertoner.com
Peter Young Insurance Services
107 Woolworth St, Longmeadow, MA 01106
(413) 400-1042
Bearingstar Insurance (Sales Office - By Appointment Only)
908 Shaker Rd, Longmeadow, MA 01106
(413) 304-3091
bearingstar.com
Berkshire Insurance Group
138 Longmeadow St, Longmeadow, MA 01106
(866) 636-0244
berkshirebank.com
An umbrella insurance agent in Longmeadow Massachusetts helps you secure additional liability coverage beyond your home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/5 but an umbrella policy provides higher protection for lawsuits and claims. Local agents can tailor coverage to your specific needs and assets.
What Does a Umbrella Insurance Agent in Longmeadow Cost?
A standard 1 million dollar umbrella insurance policy in Massachusetts usually costs between 150 and 300 dollars annually. Higher coverage amounts such as 2 million or 5 million dollars cost more but still remain affordable relative to the protection. Premiums vary based on your personal risk factors including your home value number of vehicles and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Longmeadow do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard home or auto insurance limits. In Massachusetts this policy typically starts at 1 million dollars in coverage. The agent assesses your risk profile and recommends appropriate coverage amounts.
Do I need umbrella insurance in Massachusetts?
You may need umbrella insurance if you have significant assets like a home savings or investments. Massachusetts has high medical costs and litigation risks so extra liability protection is common for homeowners and business owners. It also covers certain incidents not included in standard policies like libel or slander.
How much does umbrella insurance cost in Longmeadow Massachusetts?
Typical costs for a 1 million dollar umbrella policy in Massachusetts range from 150 to 300 dollars per year. Factors affecting price include your driving record number of properties and prior claims history. The cost is generally low compared to the coverage amount provided.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.