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Find Umbrella Insurance Agents in Ipswich, MA

Looking for a umbrella insurance agent in Ipswich? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Ipswich, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 umbrella insurance agents in Ipswich, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cross Insurance
12 Market St, Ipswich, MA 01938
(978) 356-5511 crossagency.com
Dooley Insurance Agency
12 Market St, Ipswich, MA 01938
(978) 356-0581 dooleyins.com
Gregory Insurance Agency Ltd.
61 Market St, Ipswich, MA 01938
(978) 356-2116 gregoryinsurance.com

Umbrella insurance provides extra liability coverage beyond the limits of your home and auto policies. In Ipswich Massachusetts this additional layer of protection can help safeguard your assets from major claims or lawsuits. Local agents can help you assess your risk and find a policy that fits your needs.

What Does a Umbrella Insurance Agent in Ipswich Cost?

The cost of umbrella insurance in Massachusetts typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your risk factors such as number of properties driving record and pets. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does umbrella insurance cover in Massachusetts?
Umbrella insurance covers claims that exceed the limits of your underlying home or auto policies. It also covers certain situations not included in those policies such as libel slander or false arrest. In Massachusetts this extra coverage is especially valuable given the states high cost of living and litigation risks.
How much umbrella insurance do I need in Ipswich?
The amount of umbrella insurance you need depends on your total assets and future earning potential. Many agents recommend at least 1 million dollars in coverage for homeowners with significant equity or high income. A local Ipswich agent can help you calculate the right limit for your situation.
Do I need umbrella insurance if I have a rental property in Massachusetts?
Yes, owning a rental property in Massachusetts increases your liability exposure. Umbrella insurance can cover claims from tenants or visitors that exceed your landlord policy limits. Massachusetts law does not require umbrella insurance but it is a common recommendation for property owners.