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Directory of umbrella insurance agents in Fairhaven, Massachusetts. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Fairhaven, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 7 umbrella insurance agents in Fairhaven, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kaplansky Insurance - Fairhaven Branch
210 Washington St, Fairhaven, MA 02719
(508) 984-1616
kaplansky.com
AP Insurance Group, Inc.
276 Alden Rd, Fairhaven, MA 02719
(508) 992-3130
apinsgroup.com
BayCoast Insurance
73 Alden Rd, Fairhaven, MA 02719
(508) 992-9660
baycoastinsurance.com
Paul D Labonte Insurance
41 Alden Rd, Fairhaven, MA 02719
(508) 996-6850
labonteins.com
Vieira Insurance Agency Inc
65 Alden Rd, Fairhaven, MA 02719
(508) 997-8515
vieirains.com
HELP U INSURE INSURANCE AGENCY INC
194 Huttleston Ave, Fairhaven, MA 02719
(508) 998-0321
helpyouinsure.net
Gallagher Insurance, Risk Management & Consulting
59 Main St #1, Fairhaven, MA 02719
(774) 202-2751
locations.ajg.com
An umbrella insurance agent in Fairhaven, Massachusetts can help you secure additional liability coverage beyond your standard auto or homeowners policy. This extra layer of protection is especially relevant in Massachusetts, where state law requires minimum auto liability limits of only 20/40/5, leaving many drivers exposed to larger claims. A local agent understands the unique risks of coastal Fairhaven, such as property damage from storms or boating accidents.
What Does a Umbrella Insurance Agent in Fairhaven Cost?
In Massachusetts, a $1 million personal umbrella policy usually costs $150 to $300 per year for a single home and two cars. Adding more vehicles or properties can increase the premium to $400 or more. Some insurers offer discounts if you bundle with your existing home and auto policies. This is general information and not insurance advice. Always consult a licensed agent for a quote tailored to your needs.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Fairhaven do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing home and auto insurance. In Massachusetts, these policies typically start at $1 million in coverage and can protect you from lawsuits or large claims that exceed your primary policy limits.
Do I need umbrella insurance in Massachusetts?
You may need umbrella insurance if you have significant assets, own a home near the water, or engage in activities like boating that increase your liability risk. Massachusetts courts allow large personal injury awards, so extra coverage can protect your savings and future earnings.
How much does umbrella insurance cost in Fairhaven?
Umbrella insurance in Massachusetts typically costs between $150 and $400 per year for $1 million in coverage, depending on your risk profile and the number of properties you own. Costs vary by situation, so an agent can provide a personalized quote based on your specific situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.