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Umbrella Insurance Agents in Easthampton, MA

Directory of umbrella insurance agents in Easthampton, Massachusetts. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Easthampton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 umbrella insurance agents in Easthampton, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Finck & Perras Insurance
6 Campus Ln, Easthampton, MA 01027
(413) 527-3000 insuringyourway.com
KSK Insurance
203 Northampton St, Easthampton, MA 01027
(413) 527-7859 kskinsuranceco.com
Banas & Fickert Insurance Agency
63 Main St, Easthampton, MA 01027
(413) 527-2700 banasinsurance.com
AXiA Insurance
116 Pleasant St, Easthampton, MA 01027
(413) 788-9000 axiagroup.net

An umbrella insurance agent in Easthampton Massachusetts helps you secure additional liability coverage beyond your standard auto or homeowners policy. Massachusetts law requires minimum auto liability limits of 20/40/5, but an umbrella policy can provide $1 million or more in extra protection. This type of policy is especially useful for homeowners and drivers in the Pioneer Valley who want to safeguard their assets.

What Does a Umbrella Insurance Agent in Easthampton Cost?

In Massachusetts, a $1 million umbrella insurance policy typically costs between $150 and $300 per year. Higher limits like $2 million may cost $250 to $500 annually. Costs vary based on your driving record, home value, and number of properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent do in Easthampton?
An agent reviews your existing policies and recommends an umbrella policy that adds extra liability coverage. They help you understand how the policy interacts with your auto and home insurance. In Massachusetts, umbrella policies typically require underlying limits of at least 250/500 for auto and 300,000 for home.
How much umbrella coverage do I need in Massachusetts?
Most agents recommend at least $1 million in umbrella coverage to protect against major lawsuits. Higher net worth individuals may need $2 million to $5 million. Your agent will help you choose a limit based on your assets and risk factors.