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Umbrella Insurance Agents in East Falmouth, MA

Directory of umbrella insurance agents in East Falmouth, Massachusetts. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
East Falmouth, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 umbrella insurance agents in East Falmouth, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Health Insurance Solutions - Richard Kempton
467 E Falmouth Hwy, East Falmouth, MA 02536
(508) 360-3836
Patriot Growth Insurance Services (FBinsure) - Waquoit
516 Waquoit Hwy, East Falmouth, MA 02536
(508) 824-8666 mccormickinsurance.com
Moulton Insurance Group
15 Alderberry Cir, East Falmouth, MA 02536
(508) 524-1005 medicareagentshub.com

What Does a Umbrella Insurance Agent in East Falmouth Cost?

The cost of an umbrella insurance policy in Massachusetts typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums vary based on your home value number of vehicles and personal risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in East Falmouth do?
An agent helps you purchase a personal umbrella policy that provides additional liability coverage above your existing homeowners and auto insurance. They assess your assets and risk factors to recommend an appropriate coverage limit. This is especially useful for East Falmouth residents with boats rental properties or high net worth.
Do I need umbrella insurance in Massachusetts?
Umbrella insurance is not required by Massachusetts law but it is recommended if you have significant assets or face higher liability risks. For example if you own a home near the water in East Falmouth or have a swimming pool an umbrella policy can protect your savings from a lawsuit.
How much umbrella coverage should I get in East Falmouth?
Most agents recommend at least 1 million dollars in umbrella coverage. The amount you need depends on your total net worth and potential liability exposure. An agent can review your assets and help you choose a limit that provides adequate protection for your East Falmouth property and lifestyle.