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Compare Umbrella Insurance Agents in East Boston, MA

Directory of umbrella insurance agents in East Boston, Massachusetts. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
East Boston, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 umbrella insurance agents in East Boston, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
One Reliable Insurance Agency
442R Bennington St, East Boston, MA 02128
(617) 874-8869 onereliableins.com
Spataro & Bellino Insurance Agency
156 Maverick St, East Boston, MA 02128
(617) 567-6558 spataroinsurance.com

An umbrella insurance agent in East Boston can help you secure additional liability coverage beyond your home and auto policies. Massachusetts law requires minimum auto liability limits, but an umbrella policy provides extra protection for major claims or lawsuits. East Boston residents near the waterfront or with rental properties may benefit from this added layer of security.

What Does a Umbrella Insurance Agent in East Boston Cost?

In Massachusetts, a one million dollar umbrella policy typically costs between 150 and 300 dollars per year. A two million dollar policy may range from 250 to 500 dollars annually. Costs vary based on your risk factors such as number of vehicles, property value, and driving record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in East Boston do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing home and auto insurance. The agent reviews your assets and risk exposure to recommend an appropriate coverage limit. In Massachusetts, umbrella policies typically start at one million dollars in coverage.
How much umbrella insurance do I need in Massachusetts?
The amount of umbrella insurance you need depends on your assets and potential liability risks. Many Massachusetts agents suggest coverage equal to your net worth plus future earnings. Common limits range from one million to five million dollars, but higher limits are available for high-net-worth individuals.
Do Massachusetts laws affect umbrella insurance requirements?
Yes. Massachusetts has a minimum auto liability requirement of 20,000 dollars per person and 40,000 dollars per accident. An umbrella policy requires you to maintain certain underlying coverage limits on your auto and home policies. Your agent can explain how state laws and policy conditions interact.