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Umbrella Insurance Agents in Dracut, MA

Compare umbrella insurance agents in Dracut. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Dracut, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 8 umbrella insurance agents in Dracut, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
BETTENCOURT INSURANCE GROUP, INC
7 Broadway Rd Unit B, Dracut, MA 01826
(978) 770-0217 bettencourtinsurance.com
Colleen A Coughlin Insurance Agency Inc.
1794 Bridge St #5a, Dracut, MA 01826
(978) 221-6991 cacinsurance.com
L'Hussier Insurance
1641 Bridge St, Dracut, MA 01826
(978) 452-5240 lhussierins.com
Cloutier Insurance Agency
1996 Lakeview Ave, Dracut, MA 01826
(978) 957-4881 cloutierinsuranceagency.com
Albert A Daigle Insurance Agency Inc
313 Willard St, Dracut, MA 01826
(978) 459-2101 daigleinsurance.net
Szczepanik Stephen J Insurance Agency
471 Aiken Ave, Dracut, MA 01826
(978) 454-3106 sjsinsurance.com
Buxton Insurance
471 Aiken Ave, Dracut, MA 01826
(978) 454-8636
Falcons Insurance & Financial
1049 Lakeview Ave # 9, Dracut, MA 01826
(978) 323-4500

Umbrella insurance agents in Dracut Massachusetts help residents secure extra liability coverage beyond standard home and auto policies. Massachusetts law requires minimum auto liability limits of 20/40/5 but umbrella policies often start at 1 million dollars in coverage. This extra layer protects against major claims or lawsuits common in the state.

What Does a Umbrella Insurance Agent in Dracut Cost?

Umbrella insurance in Massachusetts typically costs 150 to 300 dollars per year for 1 million dollars in coverage. Each additional million may cost 50 to 100 dollars. Costs vary based on your risk profile and number of vehicles. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Dracut do?
An umbrella insurance agent in Dracut helps you purchase a personal liability umbrella policy. This policy provides additional coverage above your home and auto insurance limits. The agent assesses your assets and risks to recommend an appropriate coverage amount.
Do I need umbrella insurance in Massachusetts?
You may need umbrella insurance if you have significant assets or face higher lawsuit risks. Massachusetts has a high cost of living and legal environment. A policy can protect savings and future earnings from large liability claims.
How much umbrella coverage do Dracut residents typically buy?
Most Dracut residents choose 1 million to 5 million dollars in umbrella coverage. The amount depends on your net worth and potential risks. Your agent can help you decide based on your personal situation.