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Find Umbrella Insurance Agents Near You in Chelsea, MA

Compare umbrella insurance agents in Chelsea. Review contact information and insurance categorys before you decide.

9 agents listed
Updated May 2026
Chelsea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 umbrella insurance agents in Chelsea, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
PRT Insurance Agency Inc - formerly Gorman Insurance of Chelsea
186 Broadway, Chelsea, MA 02150
(617) 884-2700 prtinsurance.com
Bello Insurance Agency
25A Williams St, Chelsea, MA 02150
(617) 370-5855 belloinsuranceagency.com
Metro Boston Insurance Agency
300 Eastern Ave, Chelsea, MA 02150
(617) 884-5480 metrobostoninsurance.com
Christopher Kokoras Insurance Agency, Inc
688 Broadway, Chelsea, MA 02150
(617) 738-8143 kokorasinsurance.com
JB Insurance Agency, Inc.
18 Washington Ave, Chelsea, MA 02150
(617) 884-8282
Stable Insurance LLC
908 Broadway, Chelsea, MA 02150
(617) 586-2036
Edward A Mc Carthy Insurance
90 Everett Ave 1st Floor, Chelsea, MA 02150
(617) 889-0309 mccarthyinsurance.com
Louis J Brudnick & Sons
100 Everett Ave # 1, Chelsea, MA 02150
(617) 889-1100 ljbrudnick.com
Plus Insurance Inc
100 Everett Ave # 1, Chelsea, MA 02150
(617) 889-4101

An umbrella insurance agent in Chelsea Massachusetts helps you add a layer of personal liability protection beyond your home and auto policies. Massachusetts law requires minimum auto liability limits, but an umbrella policy can cover gaps and protect assets. Local agents understand the unique risks for Chelsea residents near the coast and urban areas.

What Does a Umbrella Insurance Agent in Chelsea Cost?

In Massachusetts, a one million dollar umbrella policy typically costs between 150 and 400 dollars per year. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Costs vary based on your number of vehicles, property value, and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Chelsea do?
An umbrella insurance agent reviews your existing home and auto policies to recommend an umbrella policy. They help you choose a coverage limit that protects your savings and future income. The agent also explains how the policy interacts with Massachusetts minimum liability requirements.
Who needs umbrella insurance in Massachusetts?
Anyone with significant assets or future earning potential should consider umbrella insurance. This includes homeowners, landlords, and drivers with teen drivers or frequent passengers. Massachusetts has a high cost of living, so a lawsuit can quickly exceed standard policy limits.