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Compare Umbrella Insurance Agents in Billerica, MA
Compare umbrella insurance agents in Billerica. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Billerica, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 umbrella insurance agents in Billerica, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Merrimack Valley Insurance Agency
655 Boston Rd #1a, Billerica, MA 01821
(978) 667-2541
cabotrisk.com
James O'Connell Insurance Agency
572 Boston Rd UNIT 7, Billerica, MA 01821
(978) 667-6150
oconnellins.com
Durable Insurance LLC
520 Boston Rd, Billerica, MA 01821
(351) 203-0412
Willis Personal Lines
296 Concord Rd, Billerica, MA 01821
(978) 458-1275
Umbrella insurance agents in Billerica Massachusetts help residents secure additional liability coverage beyond standard home and auto policies. Massachusetts law requires all drivers to carry at least 20/40/5 in liability coverage, but an umbrella policy can provide an extra layer of protection for assets. Local agents can tailor policies to meet the specific needs of Billerica homeowners and renters.
What Does a Umbrella Insurance Agent in Billerica Cost?
Umbrella insurance costs in Massachusetts typically range from 150 to 400 dollars per year for 1 million dollars in coverage. Costs increase with higher coverage limits and vary based on your driving record home value and number of properties. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Billerica do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding the limits of your home or auto insurance. In Massachusetts this coverage is especially useful given the states high cost of living and potential for large lawsuits. The agent will assess your assets and recommend an appropriate coverage amount.
How much umbrella insurance do I need in Massachusetts?
The amount of umbrella insurance you need depends on your total net worth and future income. Many agents suggest at least 1 million dollars in coverage for Massachusetts residents with significant assets. A local Billerica agent can help you calculate the right limit based on your personal situation.
Is umbrella insurance required by law in Massachusetts?
No Massachusetts does not require umbrella insurance by law. However it is strongly recommended for anyone with substantial assets or high risk of liability claims. The state minimum auto liability limits are relatively low so an umbrella policy provides important extra protection.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.