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Umbrella Insurance Agents in Randallstown, MD

Compare umbrella insurance agents in Randallstown. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Randallstown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 4 umbrella insurance agents in Randallstown, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Adam Fitzpatrick - State Farm Insurance Agent
11100 Liberty Rd Unit A, Randallstown, MD 21133
(410) 521-3070 adamfitzpatrick.net
Cherie Green-Johnson - State Farm Insurance Agent
10126 Liberty Rd, Randallstown, MD 21133
(410) 655-1122 cheriegreen-johnson.com
Nationwide Insurance: The Wright Agency Inc.
3719 Lanamer Rd, Randallstown, MD 21133
(410) 747-0700 agency.nationwide.com
Velco Insurance Agency Inc
9215 Liberty Rd, Randallstown, MD 21133
(410) 922-0912 velcoins.com

Umbrella insurance agents in Randallstown Maryland help you secure extra liability coverage that goes beyond the limits of your auto and homeowners policies. Maryland law requires minimum auto liability limits of 30/60/15, but an umbrella policy can provide additional protection for serious accidents or lawsuits. Local agents understand the specific risks for homeowners in Baltimore County and can tailor coverage to your needs.

What Does a Umbrella Insurance Agent in Randallstown Cost?

The cost of an umbrella insurance policy in Maryland typically ranges from 150 to 400 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your premium depends on your risk factors such as number of cars, driving record, and property value. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Randallstown do?
An umbrella insurance agent helps you purchase a personal liability policy that provides extra coverage above your existing auto and home insurance. In Maryland, this can protect your savings and future income if you face a large lawsuit. The agent will review your current policies and recommend an appropriate coverage amount.
How much umbrella coverage do I need in Maryland?
Most Maryland agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. If you own a home in Randallstown or have significant savings, higher limits may be wise. Your agent can help you calculate the appropriate level based on your financial situation.
Is umbrella insurance required in Maryland?
Umbrella insurance is not required by Maryland law, but it is strongly recommended for people with substantial assets. Maryland courts can award large judgments in personal injury cases, and umbrella coverage helps protect you from paying those costs out of pocket. Many landlords and HOAs in Randallstown also require renters or homeowners to carry a minimum level of liability coverage.