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Browse umbrella insurance agents serving Perry Hall, Maryland. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Perry Hall, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 2 umbrella insurance agents in Perry Hall, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Greaver - State Farm Insurance Agent
5009 Honeygo Center Dr Suite 201, Perry Hall, MD 21128
(410) 344-6153
youcanrelyonchrisg.com
Stephanie Owens - State Farm Insurance Agent
8709 Cowenton Ave, Perry Hall, MD 21128
(410) 832-8777
stephanieinsuresme.com
An umbrella insurance agent in Perry Hall Maryland helps you secure extra liability coverage that goes beyond your auto home or boat policy limits. Maryland law requires minimum liability limits on auto insurance but does not require umbrella coverage. A local agent can explain how an umbrella policy can protect your savings and future earnings from large lawsuits common in the Baltimore area.
What Does a Umbrella Insurance Agent in Perry Hall Cost?
The typical cost for a one million dollar umbrella insurance policy in Maryland ranges from 150 to 300 dollars per year. A two million dollar policy usually costs between 250 and 500 dollars annually. Your actual premium depends on your driving record number of properties and the insurance company you choose. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Perry Hall do?
An umbrella insurance agent helps you buy a personal liability umbrella policy that provides extra coverage above your existing homeowners and auto insurance. The agent reviews your current policies and assets to recommend a coverage amount that fits your needs. They also help you file a claim if you are sued for an accident or incident that exceeds your primary policy limits.
How much umbrella coverage should I get in Maryland?
Most Maryland agents recommend at least one million dollars in umbrella coverage because lawsuits can quickly exceed standard policy limits. The right amount depends on your total assets including your home savings and future income. A local agent in Perry Hall can run a personal risk assessment to help you choose a suitable limit.
Do I need umbrella insurance if I have a home and car in Perry Hall?
Yes because standard auto and homeowners policies have liability caps that may not cover a serious accident or injury on your property. Maryland courts can award large judgments that exceed those caps putting your home and savings at risk. An umbrella policy provides an extra layer of protection for a relatively low annual premium.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.