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Compare Umbrella Insurance Agents in Oxon Hill, MD
Looking for a umbrella insurance agent in Oxon Hill? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Oxon Hill, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 3 umbrella insurance agents in Oxon Hill, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carl Nwadike: Allstate Insurance
6188 Oxon Hill Rd Ste 400, Oxon Hill, MD 20745
(301) 568-9509
agents.allstate.com
Reggie Harris - State Farm Insurance Agent
6432 Bock Rd, Oxon Hill, MD 20745
(301) 839-1234
reggieharrisinsurance.com
Hector Ortiz Cruz: Allstate Insurance
5620 St Barnabas Rd Ste 390, Oxon Hill, MD 20745
(240) 616-3344
agents.allstate.com
Umbrella insurance agents in Oxon Hill, Maryland help residents secure extra liability coverage beyond standard auto and homeowners policies. Maryland law requires minimum liability limits for auto insurance, but an umbrella policy can provide additional protection for assets and future income. Agents in Oxon Hill can explain how Maryland-specific liability risks, such as those from nearby Washington D.C. commuting, may increase your need for broader coverage.
What Does a Umbrella Insurance Agent in Oxon Hill Cost?
The cost of umbrella insurance in Maryland typically ranges from $150 to $500 per year for $1 million in coverage, depending on your risk factors. Higher limits of $2 million or $5 million may cost $300 to $1,000 annually. Factors like your driving record, number of properties, and prior claims affect the premium. This is general information, not insurance advice. Consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Oxon Hill do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. In Maryland, this policy typically starts after you exhaust your auto or home insurance liability limits. The agent assesses your risk profile and recommends appropriate coverage amounts.
How much umbrella coverage do I need in Maryland?
Most agents recommend at least $1 million in umbrella coverage for Maryland homeowners, especially those with significant assets or rental properties. Maryland courts can award large judgments in liability cases, so higher limits like $2 million or $5 million may be wise for high-net-worth individuals. Your agent will evaluate your specific situation to suggest a suitable amount.
Are umbrella insurance policies required in Maryland?
Umbrella insurance is not legally required in Maryland, but it is strongly recommended for those with assets to protect. Maryland law mandates only minimum liability coverage for auto insurance, which may be insufficient in serious accidents. An umbrella policy provides an extra layer of financial security beyond state minimums.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.