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Looking for a umbrella insurance agent in Owings? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Owings, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 3 umbrella insurance agents in Owings, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nationwide Insurance - Matthew K Boudreau
9829 Old Solomons Island Rd, Owings, MD 20736
(410) 257-6766
boudreauinsurance.com
OakPoint Insurance
1999 Chaneyville Rd, Owings, MD 20736
(410) 535-0416
oakpointins.com
Michael Sprague & Associates
200-A E Mt Harmony Rd, Owings, MD 20736
(410) 257-6006
erieinsurance.com
An umbrella insurance agent in Owings, Maryland helps you secure extra liability coverage that goes beyond your auto and homeowners policies. Maryland law does not require umbrella insurance, but it can protect your savings and future earnings if you are sued for damages. Local agents understand the specific liability risks in Calvert County and can tailor a policy to your needs.
What Does a Umbrella Insurance Agent in Owings Cost?
The cost of an umbrella insurance policy in Maryland typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits, such as two million or five million dollars, will cost more but still remain relatively low compared to the protection they offer. Your premium depends on factors like your credit score, claims history, and the number of vehicles or properties you own. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Owings do?
An umbrella insurance agent in Owings helps you purchase a personal liability umbrella policy. This policy provides additional coverage above the limits of your existing home and auto insurance. It also covers certain claims that your standard policies may exclude, such as libel or slander.
How much umbrella coverage do I need in Maryland?
Most agents recommend at least one million dollars in umbrella coverage. Your specific needs depend on your assets, income, and risk factors. Maryland courts can award large judgments, so a higher limit may be wise if you own a home or have significant savings.
Is umbrella insurance expensive in Maryland?
Umbrella insurance in Maryland is generally affordable. A one million dollar policy often costs between 150 and 300 dollars per year. Costs vary based on your risk profile, number of properties, and driving record.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.