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Find Umbrella Insurance Agents in Middle River, MD
Browse umbrella insurance agents serving Middle River, Maryland. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Middle River, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 4 umbrella insurance agents in Middle River, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Doug J Kottraba Jr - State Farm Insurance Agent
1515 Martin Blvd Ste 207, Middle River, MD 21220
(410) 687-7747
dougkottraba.com
Niyi Aladetohun: Allstate Insurance
105 Carroll Island Rd Ste D, Middle River, MD 21220
(410) 335-1273
agents.allstate.com
Emmanuel Onyekwere: Allstate Insurance
3009 Eastern Blvd B, Middle River, MD 21220
(410) 574-6400
agents.allstate.com
Austen's Insurance Agency
3407 Eastern Blvd, Middle River, MD 21220
(410) 686-4700
austensinsurance.com
Umbrella insurance agents in Middle River Maryland help you secure additional liability coverage beyond your auto and homeowners policies. This extra layer of protection is important for residents near the Chesapeake Bay where property values and recreational boating risks can increase exposure. Maryland law requires minimum liability limits on auto policies but an umbrella policy can provide broader coverage for lawsuits and claims.
What Does a Umbrella Insurance Agent in Middle River Cost?
The cost of an umbrella insurance policy in Maryland typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Factors that affect the premium include the number of properties you own your driving record and the amount of underlying coverage you carry. Costs can be higher if you have multiple rental units or a history of claims. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Middle River do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above the limits of your underlying home and auto insurance. In Maryland this is especially useful for protecting assets from large claims such as those from a boating accident on the Chesapeake Bay.
How much umbrella coverage do I need in Maryland?
Most agents recommend at least one million dollars in umbrella coverage. The amount you need depends on your total assets and potential liability risks. Maryland courts allow large jury awards so higher limits may be wise for homeowners with significant equity or rental properties.
Can I get umbrella insurance if I have a rental property in Middle River?
Yes umbrella insurance can cover liability from rental properties you own in Maryland. The policy typically requires you to have a certain amount of underlying landlord liability coverage first. This is helpful for Middle River landlords who rent out homes near the water.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.