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Browse umbrella insurance agents serving Lusby, Maryland. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Lusby, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 4 umbrella insurance agents in Lusby, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kenneth Struhar: Allstate Insurance
12865 H G Trueman Rd Ste U-2, Lusby, MD 20657
(410) 200-9913
agents.allstate.com
Jetmore Insurance Group, Inc.
9545 H G Trueman Rd, Lusby, MD 20657
(410) 394-9000
jetmoreinsurancegroup.com
Judy A Sawyer Health Insurance Agent
11030 Hemlock Dr, Lusby, MD 20657
(301) 643-5159
neweralife.com
Allstate - SOMD Insurance and Financial Services, Inc.
12865 H G Trueman Rd, Lusby, MD 20657
(410) 200-9913
agents.allstate.com
Umbrella insurance agents in Lusby, Maryland help you secure extra liability coverage that goes beyond your home and auto policies. Maryland law requires minimum liability limits for auto insurance, but an umbrella policy can provide additional protection for your savings and future earnings. Working with a local agent ensures you understand how Maryland liability rules apply to your personal situation.
What Does a Umbrella Insurance Agent in Lusby Cost?
Umbrella insurance premiums in Maryland typically range from 150 to 300 dollars per year for one million dollars in coverage. Costs can be higher if you have multiple properties, young drivers, or a high-risk lifestyle. Each insurance company sets its own rates based on your personal risk profile. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lusby do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your existing home and auto insurance. This coverage can help protect your assets if you are sued for damages. The agent explains policy limits and exclusions based on Maryland insurance regulations.
How much umbrella coverage do I need in Maryland?
The amount of umbrella coverage you need depends on your assets and risk level. Many agents recommend at least one million dollars in coverage. Maryland does not require umbrella insurance, but it can be valuable if you own a home, have savings, or face higher liability risks.
Can I get umbrella insurance if I live in Lusby near the water?
Yes, you can get umbrella insurance even if you live near the Chesapeake Bay or in a waterfront community. However, your underlying home policy must meet certain liability limits. An agent can help you find a policy that works with your specific property and location in Calvert County.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.