ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of umbrella insurance agents in La Plata, Maryland. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
La Plata, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 4 umbrella insurance agents in La Plata, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Webster Insurance Services
130A Rosewick Rd, La Plata, MD 20646
(301) 843-6665
webster-ins.com
First Insurance Group of Maryland, Inc.
101 Charles St Suite 302, La Plata, MD 20646
(301) 843-9555
firstinsurancegroup.com
Simpson's Olde Towne Insurance
7530 Crain Hwy, La Plata, MD 20646
(301) 934-8437
simpsonoti.com
Edward L Sanders Insurance Agency Inc
10 Washington Ave, La Plata, MD 20646
(301) 934-9521
elsanders.com
Umbrella insurance agents in La Plata Maryland help residents and businesses secure extra liability coverage beyond standard auto and homeowners policies. Maryland law requires minimum liability limits on auto insurance but an umbrella policy can provide additional protection against large claims. Local agents understand the specific risks in Charles County and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in La Plata Cost?
The cost of an umbrella insurance policy in Maryland typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Factors such as your driving record number of properties and claims history affect the premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in La Plata do?
An umbrella insurance agent in La Plata helps you purchase a personal or commercial umbrella policy that provides extra liability coverage above your existing insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Maryland?
Most agents recommend at least 1 million dollars in umbrella coverage to protect against major lawsuits. In Maryland courts can award large judgments so higher limits may be wise for homeowners with significant assets or high income.
Does Maryland law require umbrella insurance?
No Maryland law does not require umbrella insurance. However Maryland requires minimum auto liability coverage of 30 thousand dollars per person and 60 thousand dollars per accident. Umbrella policies add extra protection above these minimums.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in La Plata who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.