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Looking for a umbrella insurance agent in Essex? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Essex, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 6 umbrella insurance agents in Essex, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tony Pearce - State Farm Insurance Agent
414 Eastern Blvd, Essex, MD 21221
(410) 686-8089
tonypearce.net
Erik L. Anderson Insurance Agency
823 Eastern Blvd, Essex, MD 21221
(410) 686-5400
eriklanderson.com
Young Insurance & Financial,Inc.
1410 Eastern Blvd, Essex, MD 21221
(410) 687-8200
young-insurance.com
Nationwide Insurance: Young Insurance & Financial Inc.
1232 Eastern Blvd, Essex, MD 21221
(410) 282-1004
young-insurance.com
Farmers Insurance - Alan Jones
406 Eastern Blvd, Essex, MD 21221
(443) 231-5389
agents.farmers.com
Worldwide Insurance Agency
602 Eastern Blvd, Essex, MD 21221
(410) 618-5531
progressiveagent.com
An umbrella insurance agent in Essex, Maryland helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. This extra layer of protection is especially important in Maryland, where the state minimum auto liability limits are lower than many other states. A local agent can explain how umbrella policies can cover legal fees and judgments in lawsuits, including those arising from accidents on your property.
What Does a Umbrella Insurance Agent in Essex Cost?
In Maryland, umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million dollars, can cost 300 to 800 dollars annually. Your actual premium depends on your risk profile, the number of properties you own, and your driving record. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Maryland?
Umbrella insurance covers liability claims that exceed the limits of your underlying auto, home, or boat insurance. In Maryland, this can include personal injury lawsuits, property damage claims, and legal defense costs. It does not cover your own injuries or property damage.
How much umbrella coverage do I need in Essex?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and risk factors. Maryland law does not require umbrella insurance, but it is a good idea if you have significant savings, rental properties, or a high risk of being sued. An agent can help you calculate your exposure.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.