Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 5 umbrella insurance agents in Wells, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nancy Hafford - State Farm Insurance Agent
960 Sanford Rd, Wells, ME 04090
(207) 641-2186
nancyhafford.com
Sevigney-Lyons Insurance Agency
1662 Post Rd, Wells, ME 04090
(207) 646-8388
sevigneylyons.com
Sevigney-Lyons Insurance Agency: Kanserski Susan
1662 Post Rd, Wells, ME 04090
(207) 646-8388
sevigneylyons.com
State Farm Insurance: Danielle Simoneau
960 Sanford Rd, Wells, ME 04090
(207) 641-2186
Insurance Group of New England
1662 Post Rd, Wells, ME 04090
(800) 286-0280
insgne.com
What Does a Umbrella Insurance Agent in Wells Cost?
The cost of umbrella insurance in Maine typically ranges from 150 to 300 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Premiums depend on your underlying policies, number of properties, and risk factors like boats or rental units. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Maine?
Umbrella insurance covers liability claims that exceed the limits of your underlying home or auto policy. This includes bodily injury, property damage, and personal injury lawsuits. In Maine, it can also cover legal defense costs for claims like defamation or false arrest.
How much umbrella coverage do I need in Wells Maine?
Most agents recommend at least 1 million dollars in umbrella coverage, especially if you own a home, have a boat, or host guests. Wells has many seasonal visitors, so higher limits may be wise for rental property owners or those with swimming pools.
Do I need umbrella insurance if I have a seasonal home in Wells?
Yes, seasonal homeowners in Wells face unique liability risks like injuries to renters or maintenance workers. An umbrella policy can protect your primary residence and other assets from claims arising from your Maine property.