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Find Umbrella Insurance Agents in Boutte, LA

Browse umbrella insurance agents serving Boutte, Louisiana. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Boutte, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Louisiana before hiring.
Showing 2 umbrella insurance agents in Boutte, LA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kelly Buckwalter: Allstate Insurance
13413 US-90 Ste K, Boutte, LA 70039
(985) 785-1525 agents.allstate.com
Dave Millet Insurance Agency
13491 US-90, Boutte, LA 70039
(985) 331-9077 davemilletinsagency.com

An umbrella insurance agent in Boutte Louisiana helps you secure extra liability coverage that kicks in after your auto or homeowners policy limits are reached. Louisiana law requires minimum liability limits on auto policies, but serious accidents can quickly exceed those amounts. An umbrella policy provides an additional layer of protection for your savings and property.

What Does a Umbrella Insurance Agent in Boutte Cost?

The cost of an umbrella insurance policy in Louisiana generally ranges from 150 to 400 dollars per year for one million dollars in coverage. Premiums can be higher if you have multiple properties, a teenage driver, or a swimming pool. Costs vary by situation based on your personal risk profile and the insurance company. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Boutte do?
An umbrella insurance agent in Boutte helps you evaluate your current liability risks and recommends an umbrella policy that provides extra coverage above your existing auto and homeowners insurance. They explain how the policy works and help you choose a coverage limit that fits your needs.
Do I need umbrella insurance in Louisiana?
Umbrella insurance is not required by Louisiana law, but it is strongly recommended if you have significant assets or face higher liability risks. Louisiana has a one-year prescriptive period for personal injury lawsuits, meaning you can be sued for up to one year after an accident. An umbrella policy can protect your assets in such a lawsuit.
How much liability coverage does an umbrella policy provide in Louisiana?
Umbrella policies in Louisiana typically start at one million dollars in coverage and can go up to five million or more. Your agent will help you determine the right amount based on your net worth, income, and potential risks. The policy covers you for claims that exceed your underlying insurance limits.