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Find Umbrella Insurance Agents Near You in Gary, IN

Browse umbrella insurance agents serving Gary, Indiana. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Gary, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Indiana before hiring.
Showing 7 umbrella insurance agents in Gary, IN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
CLASSIC AUTO INSURANCE Gary Office
4231 Cleveland St, Gary, IN 46408
(219) 884-3547 classicpolicy.com
Paul Dawning - State Farm Insurance Agent
5001 Cleveland St, Gary, IN 46408
(219) 884-6947 pauldawning.com
The Insurance Spot
1711 W Ridge Rd, Gary, IN 46408
(219) 884-1111 insurancespot1.com
Janis Powell - State Farm Insurance Agent
5705 W 29th Ave, Gary, IN 46406
(219) 880-0295 insurewithjanis.com
Elite Guard Insurance Co
4861 Broadway, Gary, IN 46409
(219) 250-4540
James Harris - State Farm Insurance Agent
3685 Richard Gordon Hatcher Blvd, Gary, IN 46408
(219) 884-1001 statefarm.com
Northwestern Mutual Life Insurance
2464 Burr St, Gary, IN 46406
(219) 327-5641 northwesternmutual.com

An umbrella insurance agent in Gary, Indiana helps you secure extra liability coverage beyond standard auto or homeowners policies. Indiana law requires minimum liability limits for drivers, but a personal umbrella policy can provide an additional layer of protection. Agents in Gary can explain how Indiana statutes like the comparative fault rule affect your need for higher limits.

What Does a Umbrella Insurance Agent in Gary Cost?

The cost of an umbrella insurance policy in Indiana typically ranges from 150 to 300 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars may cost 300 to 600 dollars annually. Your actual premium depends on factors like your driving record, home value, and number of properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Gary do?
An umbrella insurance agent helps you purchase a policy that covers liability claims exceeding your primary insurance limits. In Indiana, this extra coverage can protect assets from lawsuits arising from accidents or property damage. The agent assesses your risk profile and recommends appropriate coverage amounts.
Do I need umbrella insurance in Indiana?
You may need umbrella insurance if you have significant assets or face higher liability risks. Indiana follows a modified comparative fault rule, meaning you could be held partially responsible for an accident. An agent can help determine if your current coverage is sufficient for local legal exposure.