Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 9 umbrella insurance agents in Wheeling, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Veronica Roman - State Farm Insurance Agent
851 W Dundee Rd, Wheeling, IL 60090
(847) 537-5050
veronicamyagent.com
Renata Tolvaisaite American Family Insurance
325 N Milwaukee Ave C, Wheeling, IL 60090
(847) 215-8989
amfam.com
FJP Insurance Agency
47 W Dundee Rd #2ne, Wheeling, IL 60090
(847) 243-4976
fjpinsurance.com
Northwest Insurance Network
542 W Dundee Rd, Wheeling, IL 60090
(847) 947-7900
northwestinsurance.com
One Step Insurance
28 W Dundee Rd, Wheeling, IL 60090
(847) 852-7440
onestep-insurance.com
Kamal Khan: Allstate Insurance
765 W Dundee Rd # B, Wheeling, IL 60090
(847) 752-4300
agents.allstate.com
Insure With Us Agency Inc
765 W Dundee Rd # B, Wheeling, IL 60090
(847) 947-7786
insurewithusinc.com
Ralph Weiner & Associates
720 Astor Ln, Wheeling, IL 60090
(847) 465-1212
ralphweiner.com
Louis A Pullano, Inc.
395 E Dundee Rd Ste 400, Wheeling, IL 60090
(847) 541-2200
pullanoinsurance.com
What Does a Umbrella Insurance Agent in Wheeling Cost?
In Illinois, the annual cost for a 1 million dollar personal umbrella policy typically ranges from 150 to 300 dollars. A 2 million dollar policy may cost between 250 and 500 dollars per year. Rates vary based on your number of vehicles, properties, driving record, and claims history. An agent in Wheeling can provide a personalized quote. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance policy cover in Illinois?
An umbrella policy covers legal liability for bodily injury, property damage, and personal injury claims that exceed the limits of your underlying auto or homeowners insurance. It also covers certain claims that your primary policies may exclude, such as false arrest or slander. In Illinois, umbrella policies typically require you to carry minimum underlying limits of 250,000 for auto liability and 300,000 for homeowners liability.
How much umbrella insurance do I need in Wheeling?
The amount of umbrella coverage you need depends on your total assets and future earning potential. Common limits in Illinois range from 1 million to 5 million dollars. An agent can help you evaluate your net worth, including home equity, investments, and retirement accounts, to determine an appropriate coverage level.
Can I get umbrella insurance if I have a rental property in Illinois?
Yes, you can add umbrella coverage for rental properties. Illinois landlords often face liability risks from tenant injuries or property damage. An umbrella policy can provide additional protection above your landlord insurance, but you must have adequate underlying liability limits on your rental property policy first.