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Looking for a umbrella insurance agent in Urbana? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Urbana, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 7 umbrella insurance agents in Urbana, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brian Hanson - State Farm Insurance Agent
408 N Race St STE A, Urbana, IL 61801
(217) 344-1900
brianismyguy.com
Freeway Insurance
1112 W University Ave, Urbana, IL 61801
(217) 666-6012
locations.freeway.com
Farmers Insurance - Michael Rumsey
1606 Willow View Rd # 1B, Urbana, IL 61802
(217) 363-3030
agents.farmers.com
The Wesselman Agency : COUNTRY Financial
2740 S Philo Rd Ste B, Urbana, IL 61802
(217) 352-3466
advisors.countryfinancial.com
Sticklen Insurance Agency
3109 Tatman Ct Unit 101, Urbana, IL 61802
(217) 328-1612
stickleninsuranceagency.com
Dan Punkay - COUNTRY Financial Representative
2740 S Philo Rd Ste B, Urbana, IL 61802
(217) 328-0023
advisors.countryfinancial.com
Loman-Ray Insurance Group, LLC
2702 Boulder Dr, Urbana, IL 61802
(888) 566-2679
lomanray.com
An umbrella insurance agent in Urbana, Illinois helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Illinois law requires minimum auto liability coverage of 25,000 per person and 50,000 per accident, but an umbrella policy can provide 1 million or more in extra protection. This is especially important for Urbana residents who own rental properties or have significant savings to protect.
What Does a Umbrella Insurance Agent in Urbana Cost?
In Illinois, a 1 million umbrella insurance policy typically costs between 150 and 300 per year. A 2 million policy may cost 250 to 500 annually. Rates vary based on your driving record, number of properties, and other risk factors. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Urbana do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims above your primary insurance limits. They assess your assets and risk factors to recommend appropriate coverage amounts.
Who needs umbrella insurance in Urbana Illinois?
Anyone with significant assets, a swimming pool, a dog, or who engages in activities like coaching or volunteering should consider umbrella insurance. Illinois courts allow large judgments, so extra coverage is wise for homeowners and landlords.
How much umbrella coverage do I need in Urbana?
Most agents recommend at least 1 million in umbrella coverage. Your specific need depends on your net worth, income, and potential liability risks. An agent can help calculate the right amount for your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.