Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 4 umbrella insurance agents in Round Lake, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alejandro Pizarro - State Farm Insurance Agent
454 N Cedar Lake Rd, Round Lake, IL 60073
(847) 740-5713
roundlakeinsurance.com
Magnum Insurance Agency
237 N Cedar Lake Rd, Round Lake, IL 60073
(847) 201-2050
magnuminsurance.com
Amigo Insurance
301 Goodnow Blvd, Round Lake, IL 60073
(847) 726-4600
Healthy Life Insurance LLC
34 S Macgillis Dr, Round Lake, IL 60073
(847) 250-1554
What Does a Umbrella Insurance Agent in Round Lake Cost?
The cost of an umbrella insurance policy in Illinois typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Higher coverage limits, such as 2 million or 5 million dollars, may cost 200 to 600 dollars annually. Factors like your driving record, number of properties, and insurance claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Round Lake do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount. This policy can cover legal fees and settlements if you are sued for an accident on your property or in your car.
How much umbrella insurance do I need in Illinois?
Most Illinois agents recommend at least 1 million dollars in umbrella coverage to protect common assets like a home and savings. The amount you need depends on your net worth, income, and potential liability risks. An agent can help you calculate a suitable limit based on your personal situation.
Does umbrella insurance cover legal defense costs in Illinois?
Yes, umbrella policies typically cover legal defense costs even if the lawsuit against you is groundless. In Illinois, these costs are often paid in addition to the policy limit, meaning the full coverage amount remains available for a settlement or judgment. This can be critical in a state where personal injury lawsuits can result in large awards.