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Compare Umbrella Insurance Agents in Highwood, IL

Directory of umbrella insurance agents in Highwood, Illinois. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Highwood, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 5 umbrella insurance agents in Highwood, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brian Lock - State Farm Insurance Agent
105 Washington Ave, Highwood, IL 60040
(847) 432-1040 brianlockagency.com
Farmers Insurance - M Slavin
832 Sheridan Rd, Highwood, IL 60040
(847) 926-7767 agents.farmers.com
Goosehead Insurance - Kristine Pokrandt
406 Green Bay Rd Apt 2, Highwood, IL 60040
(708) 858-1246 goosehead.com
The Viti Companies: Guy Viti Insurance and Viti Financial Services
445 Sheridan Rd, Highwood, IL 60040
(847) 432-1000 viticompanies.com
Leonardi Insurance
53 Highwood Ave, Highwood, IL 60040
(847) 432-2468 leonardiagency.com

Umbrella insurance agents in Highwood, Illinois help you secure extra liability coverage that goes beyond your home and auto policies. Illinois law does not require umbrella insurance, but it can protect your savings and future earnings if you are sued. Highwood residents often seek this coverage to guard against risks from rental properties or recreational vehicles common in Lake County.

What Does a Umbrella Insurance Agent in Highwood Cost?

In Illinois, umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 to 5 million dollars, may cost 300 to 600 dollars annually. Your actual premium depends on your personal risk profile, claims history, and the insurance company. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Highwood do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard home or auto limits. In Illinois, this extra coverage typically starts at 1 million dollars and can protect against lawsuits for bodily injury or property damage.
How much umbrella insurance do I need in Illinois?
Most Illinois agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your assets, income, and risk factors such as owning a pool or having a teenage driver in Highwood.
Does Illinois law affect umbrella insurance policies?
Yes. Illinois follows a comparative fault rule, which means you can still recover damages even if you are partly at fault. This makes umbrella coverage important because lawsuits can name you as a defendant even in minor accidents.