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Compare Umbrella Insurance Agents in Carpentersville, IL
Directory of umbrella insurance agents in Carpentersville, Illinois. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Carpentersville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 8 umbrella insurance agents in Carpentersville, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mark Sychowski - State Farm Insurance Agent
50 E Main St, Carpentersville, IL 60110
(847) 426-0099
markinsuresme.com
Hanway Insurance
365 Lake Marian Rd Suite 100, Carpentersville, IL 60110
(847) 893-5000
hanwayinsurance.com
Magnum Insurance Agency
118 N John F.Kennedy Dr, Carpentersville, IL 60110
(847) 645-2120
magnuminsurance.com
Jose Corral Inc American Family Insurance
1670 S Kennedy Dr, Carpentersville, IL 60110
(847) 428-2222
amfam.com
Insurance Xpress Agency
96 N John F.Kennedy Dr Suite 202, Carpentersville, IL 60110
(847) 258-4404
insurancexpress.net
Ibarra Agency LLC
150 S Kennedy Dr suite 5a, Carpentersville, IL 60110
An umbrella insurance agent in Carpentersville Illinois helps you secure extra liability coverage that goes beyond your standard auto or homeowners policy. Illinois law requires minimum liability limits for auto insurance, but a personal umbrella policy can provide additional protection for serious accidents or lawsuits. Working with a local agent ensures you understand how Illinois liability rules affect your coverage needs.
What Does a Umbrella Insurance Agent in Carpentersville Cost?
The cost of an umbrella insurance policy in Illinois typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage, with additional increments costing less. Factors such as your driving record, number of properties, and personal assets affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Carpentersville do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing auto or home insurance limits. They assess your assets and risk factors to recommend an appropriate coverage amount. In Illinois, umbrella policies typically start at 1 million dollars in coverage.
Is umbrella insurance required in Illinois?
Umbrella insurance is not required by Illinois law, but it is often recommended for homeowners, drivers, or business owners with significant assets. Illinois requires minimum auto liability coverage of 25 thousand dollars per person and 50 thousand dollars per accident, which may not be enough for a serious claim.
How does Illinois law affect umbrella insurance coverage?
Illinois follows a modified comparative fault rule, meaning your compensation can be reduced by your percentage of fault. An umbrella policy can help cover costs if you are found partially responsible for an accident. It also provides coverage for certain lawsuits not covered by standard policies, such as libel or slander.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.