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Browse umbrella insurance agents serving Meridian, Idaho. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Meridian, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Idaho before hiring.
Showing 20 umbrella insurance agents in Meridian, ID
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kathy Chambers - State Farm Insurance Agent
3146 W Belltower Dr #100, Meridian, ID 83646
(208) 888-4334
kathychambers.net
Insurance 4 Idaho
943 W Overland Rd, Meridian, ID 83642
(208) 955-1618
insurance4idaho.com
Mustard Seed Financial & Insurance Inc
501 S Main St, Meridian, ID 83642
(208) 577-5577
mseedfinancial.com
Idaho Select Insurance, LLC
3023 E Copper Point Dr #203, Meridian, ID 83642
(208) 473-2406
idahoselectinsurance.com
Richardson Insurance
940 E Carol St, Meridian, ID 83646
(208) 322-1030
richardsoninsure.com
Nanci Uli American Family Insurance
1516 W Cayuse Creek Dr #150, Meridian, ID 83646
(208) 884-5247
amfam.com
Idaho Insurance Agency LLC
3023 E Copper Point Dr Suite #109, Meridian, ID 83642
(208) 377-7101
idahoinsuranceagency.com
Insure Idaho
1693 S Spg Vly Ln # 200, Meridian, ID 83642
(208) 947-9777
insure-id.com
Generations Plaza Insurance
118 E Idaho Ave, Meridian, ID 83642
(208) 888-1018
generationsplazainsurance.com
Boise River Insurance James Stocker Group
2541 N Stokesberry Pl Suite 300, Meridian, ID 83646
(208) 949-2900
insuringidaho.com
Steve Bertsch Insurance Agency
41 S Baltic Pl #100, Meridian, ID 83642
(208) 955-8200
boiseriverinsurance.com
White Rock Insurance
1900 N Lakes Pl Suite 102, Meridian, ID 83646
(208) 999-2437
whiterockinsurancellc.com
Insur-Mart LLC - Cindy Zenor
1233 N Meridian Rd Suite 100, Meridian, ID 83646
(208) 888-2255
insur-mart.com
Ballard & Co. Inc. Insurance
851 E Fairview Ave, Meridian, ID 83642
(208) 323-8214
ballardandco.com
Juston Lindsley - Idaho Farm Bureau Insurance Agent
2976 E Overland Rd STE 120, Meridian, ID 83642
(208) 900-3505
idahofarmbureauinsurance.com
BOISE RIVER INSURANCE LLC
41 S Baltic Pl #100, Meridian, ID 83642
(208) 949-2222
boiseriverinsurance.com
Acrisure Meridian, ID (Northwest Insurance Brokers)
1860 N Lakes Pl, Meridian, ID 83646
(208) 322-8300
northwestbrokers.com
The Wallace Insurance Agency
214 E Pine Ave, Meridian, ID 83642
(800) 983-6896
billwallaceagency.com
Brown & Brown
1820 S Silverstone Way Ste 120, Meridian, ID 83642
(720) 850-0033
bbrown.com
All American Insurance, Inc
929 N Main St, Meridian, ID 83642
(208) 888-1465
aaillc.com
Umbrella insurance agents in Meridian Idaho help you add an extra layer of liability protection beyond your auto and homeowners policies. Idaho law does not require umbrella insurance but it can shield your savings and future earnings from large claims. A local agent understands Idaho liability risks such as accidents on recreational properties or dog bite incidents.
What Does a Umbrella Insurance Agent in Meridian Cost?
In Idaho a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Rates vary based on your driving record home value and number of properties. Adding a second million in coverage usually costs about 50 to 100 dollars more annually. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Meridian do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard limits. They assess your assets and risks to recommend a coverage amount. In Idaho this policy can also cover legal defense costs for certain lawsuits.
How much umbrella coverage do I need in Idaho?
Most agents suggest at least 1 million dollars in umbrella coverage. Your needs depend on your net worth and lifestyle. Idaho courts can award large judgments so higher limits may be wise if you own a business or rental property.
Does umbrella insurance cover Idaho dog bite claims?
Yes umbrella insurance often covers dog bite liability if your homeowners policy limits are exhausted. Idaho follows a one bite rule meaning owners may be liable if they knew the dog was dangerous. An umbrella policy provides extra protection for such claims.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Idaho.