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HomeUmbrella Insurance AgentsIdaho › Meridian

Find Umbrella Insurance Agents Near You in Meridian, ID

Browse umbrella insurance agents serving Meridian, Idaho. Updated 2026-07-14.

The top-rated umbrella insurance agent in Meridian, Idaho is Kathy Chambers - State Farm Insurance Agent, rated 5.0 stars across 396 reviews. Other highly rated options include Insurance 4 Idaho, Mustard Seed Financial & Insurance Inc, Idaho Select Insurance, LLC. This directory lists 22 umbrella insurance agents serving Meridian.

Showing 22 umbrella insurance agents in Meridian, IDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kathy Chambers - State Farm Insurance Agent3146 W Belltower Dr #100(208) 888-4334
2Insurance 4 Idaho943 W Overland Rd(208) 955-1618
3Mustard Seed Financial & Insurance Inc501 S Main St(208) 577-5577
4Idaho Select Insurance, LLC3023 E Copper Point Dr #203(208) 473-2406
5Richardson Insurance940 E Carol St(208) 322-1030
6Idaho Insurance Agency LLC3023 E Copper Point Dr Suite #109(208) 377-7101
7Generations Plaza Insurance118 E Idaho Ave(208) 888-1018
8Nanci Uli American Family Insurance1516 W Cayuse Creek Dr #150(208) 884-5247
9Insure Idaho1693 S Spg Vly Ln # 200(208) 947-9777
10Steve Bertsch Insurance Agency41 S Baltic Pl #100(208) 955-8200
KC
3146 W Belltower Dr #100
Kathy Chambers - State Farm Insurance Agent
Umbrella Insurance Agent · Meridian, ID

Kathy Chambers - State Farm Insurance Agent serves the Meridian, Idaho area as an umbrella insurance agent, offering coverage that extends liability protection beyond standard home and auto policies. This service helps local residents safeguard assets against major claims and lawsuits. The agency also assists clients with personal liability policies designed to cover legal costs and settlement expenses that exceed primary insurance limits. In addition to general umbrella insurance, it handles excess liability coverage.

I4
943 W Overland Rd
Insurance 4 Idaho
Umbrella Insurance Agent · Meridian, ID

Insurance 4 Idaho provides comprehensive umbrella insurance coverage designed to extend liability protection beyond standard policies. Its services include evaluating client risk exposure and securing additional limits for personal and commercial activities. Ongoing service involves periodic policy reviews to ensure coverage aligns with changing assets or liabilities. Clients in Meridian, ID, rely on this agency to safeguard against unforeseen claims that exceed base policy thresholds. The company typically serves single-family homes, apartments, retail establishments, and restaurants throughout the region.

MS
501 S Main St
Mustard Seed Financial & Insurance Inc
Umbrella Insurance Agent · Meridian, ID

Mustard Seed Financial & Insurance Inc serves local homeowners, businesses, and property managers seeking umbrella insurance coverage in the Meridian, Idaho area. This type of policy provides extra liability protection beyond standard home or auto policies, offering additional security for assets and future earnings. The agency assists clients in understanding the limits and scope of umbrella coverage to match their specific risk exposure. Its service area also extends to the nearby community of Eagle within the broader Boise metro region.

IS
3023 E Copper Point Dr #203
Idaho Select Insurance, LLC
Umbrella Insurance Agent · Meridian, ID

Idaho Select Insurance, LLC provides umbrella insurance agent services, offering supplemental liability coverage that extends beyond standard policies. Located in Meridian, ID, the agency helps clients protect assets from major claims and lawsuits. It works with homeowners and vehicle owners to address gaps in existing coverage, ensuring broader financial safeguards. This service is particularly valuable during the summer months when increased travel and recreational activities elevate the risk of costly accidents.

RI
940 E Carol St
Richardson Insurance
Umbrella Insurance Agent · Meridian, ID

As winter storms approach the Treasure Valley, homeowners and drivers in Meridian often seek extra liability protection. Richardson Insurance helps local residents secure umbrella coverage that extends beyond standard policy limits, offering greater financial security against unexpected claims. These policies provide a valuable safety net, shielding personal assets when a single accident exceeds auto or home insurance caps. Recognizing the importance of thorough protection, the agency's initial step involves a no-obligation consultation to assess each client’s specific liability exposure.

II
3023 E Copper Point Dr Suite #109
Idaho Insurance Agency LLC
Umbrella Insurance Agent · Meridian, ID

Idaho Insurance Agency LLC in Meridian, ID is known for guiding clients through umbrella insurance agent services, offering liability protection that extends beyond standard policies. The agency focuses on safeguarding assets and providing extra coverage for various personal and business exposures. It assesses unique risk factors to recommend appropriate excess liability limits. The range of service includes policy reviews and customizing umbrella plans to fit specific needs. As a specialty service, the agency can add on coverage for rental property liabilities.

GP
118 E Idaho Ave
Generations Plaza Insurance
Umbrella Insurance Agent · Meridian, ID

Generations Plaza Insurance serves homeowners, businesses, and property managers in Meridian, Idaho, by offering umbrella insurance policies that provide an extra layer of liability coverage beyond standard auto, home, or business policies. This additional protection is especially valuable for those who may face lawsuits or large claims that exceed their existing liability limits. The agency helps clients assess their risks and secure appropriate coverage to safeguard their assets and future earnings. It also serves the greater Boise metro area, including the communities of Eagle and Nampa.

NU
1516 W Cayuse Creek Dr #150
Nanci Uli American Family Insurance
Umbrella Insurance Agent · Meridian, ID

Serving residential clients in Meridian, Nanci Uli American Family Insurance offers umbrella insurance coverage for added liability protection beyond standard policies. Commercial umbrella policies are also available to safeguard local businesses against major claims. The agency provides personalized service within the Meridian area, helping clients evaluate their unique risk exposures. Established clients often return for annual policy reviews, ensuring their umbrella limits remain appropriate between regular insurance check-ins.

II
1693 S Spg Vly Ln # 200
Insure Idaho
Umbrella Insurance Agent · Meridian, ID

Insure Idaho provides comprehensive umbrella insurance coverage for clients in Meridian, Idaho, extending liability protection beyond standard policy limits. The company offers personalized consultations to assess individual risk exposure and ensures policy details are clearly explained to each client. Coverage reviews and policy adjustments are available to maintain adequate protection. The agent serves a diverse range of property types, including single-family homes, apartments, retail establishments, and restaurants.

SB
41 S Baltic Pl #100
Steve Bertsch Insurance Agency
Umbrella Insurance Agent · Meridian, ID
WR
1900 N Lakes Pl Suite 102
White Rock Insurance
Umbrella Insurance Agent · Meridian, ID
(208) 999-2437
whiterockinsurancellc.com
BR
2541 N Stokesberry Pl Suite 300
Boise River Insurance James Stocker Group
Umbrella Insurance Agent · Meridian, ID
(208) 949-2900
insuringidaho.com
IM
1233 N Meridian Rd Suite 100
Insur-Mart LLC - Cindy Zenor
Umbrella Insurance Agent · Meridian, ID
(208) 888-2255
insur-mart.com
BC
851 E Fairview Ave
Ballard & Co. Inc. Insurance
Umbrella Insurance Agent · Meridian, ID
(208) 323-8214
ballardandco.com
JL
2976 E Overland Rd STE 120
Juston Lindsley - Idaho Farm Bureau Insurance Agent
Umbrella Insurance Agent · Meridian, ID
(208) 900-3505
idahofarmbureauinsurance.com/agent/juston-lindsley
AM
1860 N Lakes Pl
Acrisure Meridian, ID (Northwest Insurance Brokers)
Umbrella Insurance Agent · Meridian, ID
(208) 322-8300
northwestbrokers.com
WI
214 E Pine Ave
The Wallace Insurance Agency
Umbrella Insurance Agent · Meridian, ID
(800) 983-6896
billwallaceagency.com
BR
41 S Baltic Pl #100
BOISE RIVER INSURANCE LLC
Umbrella Insurance Agent · Meridian, ID
(208) 949-2222
boiseriverinsurance.com
BB
1820 S Silverstone Way Ste 120
Brown & Brown
Umbrella Insurance Agent · Meridian, ID
(720) 850-0033
bbrown.com/us
AA
929 N Main St
All American Insurance, Inc
Umbrella Insurance Agent · Meridian, ID
(208) 888-1465
aaillc.com
HI
3142 W Belltower Dr
Hulme Insurance, LLC
Umbrella Insurance Agent · Meridian, ID
(208) 939-4505
hulmeinsurance.com
NB
2959 N Eagle Rd
Nate Bude Insurance
Umbrella Insurance Agent · Meridian, ID
(208) 998-0333
natebudeinsurance.com

What Does an a Umbrella Insurance Agent in Meridian Cost?

In Idaho a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Rates vary based on your driving record home value and number of properties. Adding a second million in coverage usually costs about 50 to 100 dollars more annually. This is general information not insurance advice.

About umbrella insurance agents in Meridian

Umbrella insurance agents in Meridian Idaho help you add an extra layer of liability protection beyond your auto and homeowners policies. Idaho law does not require umbrella insurance but it can shield your savings and future earnings from large claims. A local agent understands Idaho liability risks such as accidents on recreational properties or dog bite incidents.

Frequently Asked Questions

What does an umbrella insurance agent in Meridian do?

An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard limits. They assess your assets and risks to recommend a coverage amount. In Idaho this policy can also cover legal defense costs for certain lawsuits.

How much umbrella coverage do I need in Idaho?

Most agents suggest at least 1 million dollars in umbrella coverage. Your needs depend on your net worth and lifestyle. Idaho courts can award large judgments so higher limits may be wise if you own a business or rental property.

Does umbrella insurance cover Idaho dog bite claims?

Yes umbrella insurance often covers dog bite liability if your homeowners policy limits are exhausted. Idaho follows a one bite rule meaning owners may be liable if they knew the dog was dangerous. An umbrella policy provides extra protection for such claims.

Umbrella Insurance Agents in Other Idaho Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.