ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Umbrella Insurance Agents Near You in Wailuku, HI
Directory of umbrella insurance agents in Wailuku, Hawaii. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Wailuku, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 8 umbrella insurance agents in Wailuku, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mark Zion - State Farm Insurance Agent
2200 Main St suite 530, Wailuku, HI 96793
(808) 793-3203
insurancemaui.com
Wayde Omura - State Farm Insurance Agent
331 Ho'okahi St Ste 105, Wailuku, HI 96793
(808) 249-0990
insuremaui.com
Mike Taniguchi - State Farm Insurance Agent
35 Central Ave, Wailuku, HI 96793
(808) 242-5747
miketaniguchi.com
Carey Tanaka - State Farm Insurance Agent
331 Ho'okahi St Unit 106, Wailuku, HI 96793
(808) 877-4450
careytanaka.com
MFA Insurance Inc.
73 Maluhia Dr, Wailuku, HI 96793
(808) 244-2244
mfahawaii.com
Business Insurance Services
2115 Wells St, Wailuku, HI 96793
(808) 244-6006
bisihi.com
Mutual Underwriters
840 Alua St STE 103, Wailuku, HI 96793
(808) 249-2163
AFLAC Insurance Agency: NKM & Associates
1826 Wili Pa Loop, Wailuku, HI 96793
(808) 419-1074
aflac.com
Umbrella insurance agents in Wailuku help you obtain extra liability coverage that goes beyond your auto or homeowners policy limits. Hawaii law requires all drivers to carry minimum liability insurance, but umbrella policies provide additional protection for major claims. Working with a local agent ensures your coverage aligns with Hawaii specific risks like oceanfront property or visitor related incidents.
What Does a Umbrella Insurance Agent in Wailuku Cost?
The cost of umbrella insurance in Hawaii typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums increase with higher limits and additional risk factors such as multiple properties or young drivers. Costs vary by situation based on your insurance history and location in Wailuku. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Wailuku do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. In Hawaii this can include coverage for accidents on your property or while driving. The agent assesses your assets and risk exposure to recommend appropriate coverage amounts.
How much umbrella insurance do I need in Hawaii?
The amount of umbrella insurance you need depends on your total assets and potential liability risks. Many agents suggest coverage equal to your net worth plus future earnings. In Hawaii high property values and tourism related risks may require higher limits such as 1 million to 5 million dollars.
Is umbrella insurance required by Hawaii law?
No umbrella insurance is not required by Hawaii law. However Hawaii does require minimum auto liability coverage of 20 thousand dollars per person and 40 thousand dollars per accident. Umbrella policies provide extra protection above these minimums and are recommended for those with significant assets.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Wailuku who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.