Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 6 umbrella insurance agents in Kailua, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matthew Kendig - State Farm Insurance Agent
970 N Kalaheo Ave #C-104, Kailua, HI 96734
(808) 262-6155
kendighawaii.com
Scott Harada - State Farm Insurance Agent
328 Uluniu St Suite 204, Kailua, HI 96734
(808) 261-5024
kailuainsurance.com
Andrew Fong - State Farm Insurance Agent
670 Kailua Rd, Kailua, HI 96734
(808) 263-2290
andrewfonginsurance.com
Jack Wolfe Insurance Inc
146 Hekili St #102, Kailua, HI 96734
(808) 261-7922
jwii.com
Real Easy Protection Insurance
646 Akoakoa St, Kailua, HI 96734
(808) 563-5884
realeasyprotection.com
Allstate Insurance - Timothy Takahashi
518 Wailepo St #1, Kailua, HI 96734
(808) 262-8181
agents.allstate.com
What Does a Umbrella Insurance Agent in Kailua Cost?
In Hawaii, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. For 2 million dollars in coverage, the annual premium may range from 250 to 500 dollars. Costs vary based on your number of vehicles, property value, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Kailua do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that adds coverage above your existing home and auto limits. In Hawaii, this is especially useful for protecting assets from lawsuits related to rental properties or boating accidents common in Kailua.
How much umbrella insurance do I need in Hawaii?
Most agents recommend at least 1 million dollars in umbrella coverage. For Kailua homeowners with high-value homes or rental income, 2 to 5 million dollars may be appropriate. Hawaii courts can award large settlements, so adequate coverage is important.
Is umbrella insurance required by Hawaii law?
No, Hawaii does not require umbrella insurance by law. However, it is often required by landlords or homeowners associations for rental properties in Kailua. It also helps meet the minimum liability requirements for certain watercraft used in Hawaii waters.