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Find Umbrella Insurance Agents in South Daytona, FL
Looking for a umbrella insurance agent in South Daytona? Review the directory below to compare your options.
5 agents listed
Updated May 2026
South Daytona, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 umbrella insurance agents in South Daytona, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
USA Benefits Group
913 Big Tree Rd, South Daytona, FL 32119
(386) 401-5644
healthbrokerfl.com
DEL TORO INSURANCE
629 Beville Rd, South Daytona, FL 32119
(386) 210-1100
dannyruizmyagent.com
GreatFlorida Insurance: Gordon Gillespie Lutcf
1801 S Nova Rd Unit 106, South Daytona, FL 32119
(386) 888-9005
southdaytona.greatflorida.com
Atlantic Insurance Solutions
2090 S Nova Rd Unit A 109, South Daytona, FL 32119
(800) 554-6030
atlanticinsurancesolutions.com
Taylor Insurance Of Daytona
661 Beville Rd Suite 110, South Daytona, FL 32119
(386) 492-5986
taylorinsuranceofdaytona.com
Umbrella insurance agents in South Daytona, Florida help residents secure extra liability coverage beyond standard auto and home policies. Florida law does not require umbrella insurance, but it can protect assets from large claims, especially in a state with high litigation rates and hurricane-related property risks. An agent can explain how a personal umbrella policy works with your existing coverage to provide broader protection.
What Does a Umbrella Insurance Agent in South Daytona Cost?
In Florida, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Costs can be higher if you have multiple properties, young drivers, or a history of claims. Premiums vary by insurer and individual risk factors. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in South Daytona do?
An umbrella insurance agent helps you assess your liability risks and find a policy that provides additional coverage above your auto or homeowners insurance limits. They can compare options from different carriers licensed in Florida and explain how the policy responds to claims like accidents on your property or auto incidents.
How much umbrella coverage do I need in Florida?
Most Florida agents recommend at least 1 million dollars in umbrella coverage, though higher limits may be needed if you own a business, rental property, or have significant assets. Florida courts often see high jury awards in personal injury cases, so an agent can help you choose a limit that matches your risk profile.
Is umbrella insurance required by Florida law?
No, Florida law does not require umbrella insurance. However, if you have a homeowners or auto policy, your insurance company may require you to carry certain minimum underlying limits before they will issue an umbrella policy. An agent can explain these requirements and help you meet them.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.