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Find Umbrella Insurance Agents Near You in Sebastian, FL

Browse umbrella insurance agents serving Sebastian, Florida. Contact information and addresses listed below.

15 agents listed
Updated May 2026
Sebastian, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 15 umbrella insurance agents in Sebastian, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Schneider & Associates Insurance Agencies Inc
7960 US-1 #2, Sebastian, FL 32976
(772) 664-3154 schneider-insurance.com
Jake Witt - State Farm Insurance Agent
9426 US-1, Sebastian, FL 32958
(772) 500-5253 calljakefromsf.com
Jonathan Whitley - State Farm Insurance Agent
1301 US-1, Sebastian, FL 32958
(772) 581-0330 jonwhitleyinsurance.com
GreatFlorida Insurance: David Getty
920 US-1 Suite A, Sebastian, FL 32958
(772) 228-9908 sebastian.greatflorida.com
Coastal and Marine Insurance
11620 US-1, Sebastian, FL 32958
(772) 581-8110 coastalmarineinsurance.com
Goosehead Insurance - Richard Sindone
1603 US-1 Suite 101, Sebastian, FL 32958
(772) 783-2077 goosehead.com
A Better Solution Insurance Services
1701 US-1 #9, Sebastian, FL 32958
(772) 257-8600 abettersolutionins.com
Amazing Health & Life Insurance
316 Sandcrest Cir, Sebastian, FL 32958
(772) 783-0800 amazinghealthlifeinsurances.com
Sebastian River Insurance
9611 US-1 #329, Sebastian, FL 32958
(229) 292-2946 sebastianriverinsurance.com
National Insurance Services of North America - Nisona
1627 US-1 #220, Sebastian, FL 32958
(888) 564-2326 nisona.com
Senior Insurance Services
649 Sebastian Blvd, Sebastian, FL 32958
(772) 732-6687
Gabor Insurance Services
1511 US-1, Sebastian, FL 32958
(772) 228-9267
Mighty Insurance Agency
700 US-1, Sebastian, FL 32958
(772) 222-6170
Gallagher
1511 US-1, Sebastian, FL 32958
(786) 924-7070 ajg.com
Buyer's Advantage Insurance Agency
705 Sebastian Blvd # F, Sebastian, FL 32958
(772) 589-7476 agent.travelers.com

An umbrella insurance agent in Sebastian Florida helps you secure extra liability coverage that goes beyond your home and auto policies. Florida law requires minimum liability limits for auto insurance but does not require umbrella coverage. However, given the high number of uninsured drivers in the state, many residents choose umbrella policies for added financial protection.

What Does a Umbrella Insurance Agent in Sebastian Cost?

In Florida, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Costs vary based on your driving record, home location, number of properties, and other risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Sebastian do?
An umbrella insurance agent helps you purchase a personal liability policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Florida?
Most agents recommend at least 1 million dollars in umbrella coverage for Florida residents. The amount depends on your net worth, property value, and potential liability risks. A local agent can help calculate the right limit for your situation.
Is umbrella insurance required by Florida law?
No, Florida law does not require umbrella insurance. However, Florida has a 4-year statute of limitations for personal injury lawsuits. Umbrella coverage can protect your assets if you are sued for an accident or incident that exceeds your primary policy limits.