Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 umbrella insurance agents in Riviera Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Harvest Insurance
2001 Broadway Suite 200, Riviera Beach, FL 33404
(561) 316-9615
harvest.insure
All County Insurance
1917 Broadway, Riviera Beach, FL 33404
(561) 848-4087
allcountyinsurance.com
Florida Low Cost Insurance
57 Blue Heron Blvd, Riviera Beach, FL 33404
(561) 844-8803
fllci.com
Cove and Shield Insurance Agency
3660 Interstate Park Way, Riviera Beach, FL 33404
(561) 300-3478
coveandshieldinsurance.com
Secure Harbor Insurance
140 Blue Heron Blvd, Riviera Beach, FL 33404
(561) 221-0302
What Does a Umbrella Insurance Agent in Riviera Beach Cost?
Umbrella insurance costs in Florida typically range from 150 to 500 dollars per year for 1 million dollars in coverage. Higher coverage amounts like 2 million or 5 million can cost 300 to 1,500 dollars annually. Your actual premium depends on factors such as the number of vehicles you own your driving record and the value of your home. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Riviera Beach do?
An umbrella insurance agent helps you purchase a policy that provides extra liability coverage beyond your existing home and auto insurance. In Florida this is important because the state has high rates of litigation and large jury awards. The agent assesses your assets and risk exposure to recommend an appropriate coverage amount.
How much umbrella coverage do I need in Florida?
Most Florida agents recommend at least 1 million dollars in umbrella coverage to protect against common claims like auto accidents or slip and fall injuries. Your specific needs depend on your net worth income and potential risks. Florida law does not require umbrella insurance but it is often required by lenders for high value properties.
Can I buy umbrella insurance separately from my other policies?
No umbrella insurance is always a secondary policy that requires you to have underlying auto or homeowners coverage first. Your agent will ensure your base policies meet the minimum liability limits required by the umbrella carrier. In Florida this typically means at least 300,000 dollars in auto liability and 300,000 dollars in home liability.