Skip to main content

Find Umbrella Insurance Agents Near You in Port Richey, FL

Looking for a umbrella insurance agent in Port Richey? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Port Richey, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 umbrella insurance agents in Port Richey, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NavSav Insurance - Port Richey
7516 Ridge Rd, Port Richey, FL 34668
(727) 697-3200 navsav.com
GreatFlorida Insurance: Nicole Rago
6152 Ridge Rd, Port Richey, FL 34668
(727) 844-7283 portrichey.greatflorida.com

Umbrella insurance agents in Port Richey Florida help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. This type of policy is important in Florida because the state has no cap on personal injury damages in civil lawsuits. An agent can review your current coverage and recommend a policy that fits your needs.

What Does a Umbrella Insurance Agent in Port Richey Cost?

Umbrella insurance costs in Florida typically range from 150 to 400 dollars per year for 1 million dollars in coverage. Costs depend on your claims history number of vehicles and property value. Higher limits like 2 million dollars may cost 250 to 600 dollars per year. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Port Richey do?
An umbrella insurance agent helps you buy a personal umbrella policy. This policy provides additional liability coverage above your auto and home insurance limits. The agent assesses your risk and finds a policy from a carrier licensed in Florida.
Do I need umbrella insurance in Florida?
Florida law does not require umbrella insurance but it can protect your assets if you are sued. For example if you cause a car accident with serious injuries your auto policy limits may not cover all damages. Umbrella insurance provides an extra layer of protection.