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Find Umbrella Insurance Agents Near You in Pace, FL

Compare umbrella insurance agents in Pace. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Pace, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 umbrella insurance agents in Pace, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
GreatFlorida Insurance: Beau Barry
4350 US-90, Pace, FL 32571
(850) 994-6446 pace.greatflorida.com
Florida Insurance Agency
3763 US-90, Pace, FL 32571
(850) 994-9211 floridainsuranceagency.net

Umbrella insurance agents in Pace, Florida help residents secure additional liability coverage that goes beyond standard auto and homeowners policies. Florida law does not require umbrella insurance, but it can protect assets from large claims or lawsuits. Local agents understand the unique risks in Santa Rosa County, such as hurricane-related liability and high traffic accident rates.

What Does a Umbrella Insurance Agent in Pace Cost?

Umbrella insurance in Florida typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. For 2 million dollars, the cost ranges from 250 to 500 dollars annually. Rates vary based on your driving record, number of properties, and insurance carrier. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Pace do?
An umbrella insurance agent in Pace helps you buy a personal liability policy that covers claims above your auto or home insurance limits. This policy can pay for legal defense costs and settlements up to the policy limit. The agent reviews your existing coverage and recommends a suitable umbrella limit based on your assets.
How much umbrella insurance do I need in Florida?
Most Florida agents recommend at least 1 million dollars in umbrella coverage, but the amount depends on your net worth and risk exposure. Florida law does not set a minimum requirement for umbrella insurance. Your agent can help calculate a limit that covers your home, savings, and future earnings.
Does umbrella insurance cover hurricane liability in Florida?
Yes, umbrella insurance can cover liability claims from hurricane-related incidents, such as a tree falling on a neighbors property or a guest getting injured during a storm. However, it does not cover damage to your own property. Florida statutes like the Florida Building Code may affect liability in storm damage cases.