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Compare umbrella insurance agents in Longwood. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Longwood, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 3 umbrella insurance agents in Longwood, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Blackadar Insurance Agency
1436 N Ronald Reagan Blvd, Longwood, FL 32750
(407) 831-3832
blackadar.com
Express Insurance
710 Miami Springs Dr #120, Longwood, FL 32779
(407) 215-7318
express-insurance.com
Pegasus Insurance Agency
740 Florida Central Pkwy #2048, Longwood, FL 32750
(407) 260-5870
pegasusinsfl.com
An umbrella insurance agent in Longwood Florida can help you add a layer of liability protection beyond your standard home and auto policies. Florida law requires minimum auto liability limits of 10/20/10 but a serious accident can easily exceed those amounts. An umbrella policy typically covers legal defense costs and payouts up to the policy limit.
What Does a Umbrella Insurance Agent in Longwood Cost?
The cost of an umbrella insurance policy in Florida typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Premiums are higher if you have multiple properties a teenage driver or a swimming pool. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Florida?
Umbrella insurance covers liability claims above your underlying policy limits. This includes bodily injury property damage and personal injury lawsuits like slander or libel. It does not cover your own property or injuries.
How much umbrella coverage do I need in Longwood?
Most agents recommend at least 1 million dollars in umbrella coverage. Florida has high medical costs and a litigious environment so higher limits may be wise if you own a pool or boat. Your agent can help assess your specific risk.
Do I need umbrella insurance if I have a homeowners policy in Florida?
Yes a standard Florida homeowners policy has liability limits usually 100000 to 300000 dollars. An umbrella policy extends that coverage by 1 million or more and also covers gaps like lawsuits for false arrest or invasion of privacy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.